BlastPoint's Credit Union Scorecard
OLIVE VIEW EMPLOYEES
Charter #1034 · CA
OLIVE VIEW EMPLOYEES has 8 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Strong member growth: 5.8% YoY
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Deposit Growth Rate: Top 2.0% in tier
- + Asset Growth Rate: Top 2.8% in tier
- + Member Growth Rate: Top 5.2% in tier
- + Total Members: Top 7.9% in tier
- + Members Per Employee (MPE): Top 9.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.07% below tier average
- - Delinquency rate 0.29% above tier average
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,269
+5.8% YoY+1.7% QoQ
|
+3.7K |
2,615
-1.9% YoY
|
60,320
+5.7% YoY
|
33,374
+5.7% YoY
|
Top 7.9% in tier |
| Assets |
$74.2M
+16.1% YoY+3.1% QoQ
|
+$44.1M |
$30.1M
+2.1% YoY
|
$1.3B
+6.2% YoY
|
$561.6M
+9.7% YoY
|
Top 10.2% in tier |
| Loans |
$36.5M
-1.3% YoY+2.8% QoQ
|
+$20.7M |
$15.8M
-1.3% YoY
|
$856.7M
+6.3% YoY
|
$397.0M
+8.8% YoY
|
Top 13.2% in tier |
| Deposits |
$59.1M
+19.7% YoY+4.0% QoQ
|
+$33.4M |
$25.7M
+1.4% YoY
|
$1.1B
+7.1% YoY
|
$477.3M
+9.7% YoY
|
Top 12.9% in tier |
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| ROA |
0.5%
-32.3% YoY-13.2% QoQ
|
-0.1% |
0.6%
+10.8% YoY
|
0.5%
+14.3% YoY
|
0.7%
+15.9% YoY
|
42% |
| NIM |
3.2%
-10.7% YoY-3.1% QoQ
|
-0.8% |
4.0%
+4.0% YoY
|
3.3%
+7.0% YoY
|
3.8%
+5.1% YoY
|
24% |
| Efficiency Ratio |
80.8%
+15.0% YoY+1.7% QoQ
|
-1.8% |
82.6%
-2.3% YoY
|
80.7%
-1.8% YoY
|
79.7%
-3.3% YoY
|
52% |
| Delinquency Rate |
1.8%
+23.4% YoY-4.5% QoQ
|
+0.3 |
1.6%
-3.1% YoY
|
0.7%
-40.0% YoY
|
1.3%
-2.1% YoY
|
76% |
| Loan To Share |
61.8%
-17.5% YoY-1.2% QoQ
|
+1.2% |
60.6%
-3.1% YoY
|
68.6%
-1.3% YoY
|
67.4%
-1.7% YoY
|
51% |
| AMR |
$15,248
+4.7% YoY+1.8% QoQ
|
+$465 |
$14,783
-1.4% YoY
|
$28,728
+2.4% YoY
|
$19,687
+2.0% YoY
|
58% |
| CD Concentration |
29.9%
+66.5% YoY+11.2% QoQ
|
+5.5% | 24.4% | 21.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)