BlastPoint's Credit Union Scorecard
NEW CENTURY
Charter #1251 · IL
NEW CENTURY has 1 strength but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.08% below tier average
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,495
-0.3% YoY-0.8% QoQ
|
+1.9K |
2,615
-1.9% YoY
|
21,665
+5.6% YoY
|
33,374
+5.7% YoY
|
83% |
| Assets |
$58.6M
+3.2% YoY+3.4% QoQ
|
+$28.4M |
$30.1M
+2.1% YoY
|
$394.9M
+10.3% YoY
|
$561.6M
+9.7% YoY
|
82% |
| Loans |
$24.8M
+3.4% YoY-0.6% QoQ
|
+$9.1M |
$15.8M
-1.3% YoY
|
$275.6M
+9.5% YoY
|
$397.0M
+8.8% YoY
|
77% |
| Deposits |
$50.3M
+3.2% YoY+3.9% QoQ
|
+$24.6M |
$25.7M
+1.4% YoY
|
$330.4M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
82% |
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| ROA |
0.5%
+33.1% YoY-23.9% QoQ
|
-0.1% |
0.6%
+10.8% YoY
|
0.6%
-12.3% YoY
|
0.7%
+15.9% YoY
|
42% |
| NIM |
3.2%
+12.8% YoY-7.1% QoQ
|
-0.8% |
4.0%
+4.0% YoY
|
3.6%
+3.6% YoY
|
3.8%
+5.1% YoY
|
24% |
| Efficiency Ratio |
82.3%
-5.3% YoY+4.6% QoQ
|
-0.2% |
82.6%
-2.3% YoY
|
89.8%
+8.5% YoY
|
79.7%
-3.3% YoY
|
57% |
| Delinquency Rate |
0.8%
-46.5% YoY+19.2% QoQ
|
-0.7 |
1.6%
-3.1% YoY
|
1.1%
-24.1% YoY
|
1.3%
-2.1% YoY
|
55% |
| Loan To Share |
49.4%
+0.2% YoY-4.3% QoQ
|
-11.2% |
60.6%
-3.1% YoY
|
62.0%
-1.0% YoY
|
67.4%
-1.7% YoY
|
32% |
| AMR |
$16,713
+3.5% YoY+3.1% QoQ
|
+$2K |
$14,783
-1.4% YoY
|
$15,477
+4.9% YoY
|
$19,687
+2.0% YoY
|
65% |
| CD Concentration |
21.6%
+30.0% YoY+3.9% QoQ
|
-2.8% | 24.4% | 14.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)