BlastPoint's Credit Union Scorecard
TITAN
Charter #1882 · PA
TITAN has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.38% above tier average
- + Members Per Employee (MPE): Top 1.7% in tier
- + Efficiency Ratio: Top 9.6% in tier
Key Concerns
Areas that may need attention
- - Net Interest Margin (NIM): Bottom 8.3% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,534
-0.4% YoY+0.3% QoQ
|
+1.9K |
2,615
-1.9% YoY
|
17,996
+7.1% YoY
|
33,374
+5.7% YoY
|
83% |
| Assets |
$67.6M
+9.0% YoY+2.0% QoQ
|
+$37.4M |
$30.1M
+2.1% YoY
|
$296.9M
+12.6% YoY
|
$561.6M
+9.7% YoY
|
Top 13.7% in tier |
| Loans |
$32.5M
-9.0% YoY-3.7% QoQ
|
+$16.7M |
$15.8M
-1.3% YoY
|
$199.3M
+10.4% YoY
|
$397.0M
+8.8% YoY
|
84% |
| Deposits |
$57.4M
+9.4% YoY+2.5% QoQ
|
+$31.7M |
$25.7M
+1.4% YoY
|
$254.8M
+12.3% YoY
|
$477.3M
+9.7% YoY
|
Top 13.8% in tier |
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| ROA |
1.0%
-21.4% YoY-36.7% QoQ
|
+0.4% |
0.6%
+10.8% YoY
|
0.6%
-8.3% YoY
|
0.7%
+15.9% YoY
|
66% |
| NIM |
2.5%
-11.9% YoY-14.4% QoQ
|
-1.4% |
4.0%
+4.0% YoY
|
3.5%
+3.8% YoY
|
3.8%
+5.1% YoY
|
Bottom 8.3% in tier |
| Efficiency Ratio |
58.5%
+23.1% YoY+27.5% QoQ
|
-24.1% |
82.6%
-2.3% YoY
|
76.7%
-2.4% YoY
|
79.7%
-3.3% YoY
|
Top 9.6% in tier |
| Delinquency Rate |
0.3%
-28.9% YoY+39.4% QoQ
|
-1.2 |
1.6%
-3.1% YoY
|
1.3%
-10.1% YoY
|
1.3%
-2.1% YoY
|
33% |
| Loan To Share |
56.6%
-16.8% YoY-6.1% QoQ
|
-4.0% |
60.6%
-3.1% YoY
|
54.3%
-3.4% YoY
|
67.4%
-1.7% YoY
|
44% |
| AMR |
$19,829
+2.4% YoY-0.1% QoQ
|
+$5K |
$14,783
-1.4% YoY
|
$16,567
+4.7% YoY
|
$19,687
+2.0% YoY
|
78% |
| CD Concentration |
17.4%
+16.6% YoY-1.6% QoQ
|
-7.0% | 24.4% | 15.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)