BlastPoint's Credit Union Scorecard
SACRED HEART PARISH HALLETTSVILLE
Charter #3946 · TX
SACRED HEART PARISH HALLETTSVILLE demonstrates 6 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.03% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Average Member Relationship (AMR): Top 4.3% in tier
- + Loan-to-Member Ratio (LMR): Top 5.9% in tier
- + Deposit Growth Rate: Top 7.6% in tier
- + Asset Growth Rate: Top 7.7% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,783
+0.6% YoY+0.5% QoQ
|
+167 |
2,615
-1.9% YoY
|
27,007
+3.4% YoY
|
33,374
+5.7% YoY
|
64% |
| Assets |
$59.2M
+10.8% YoY+1.6% QoQ
|
+$29.0M |
$30.1M
+2.1% YoY
|
$418.5M
+7.2% YoY
|
$561.6M
+9.7% YoY
|
82% |
| Loans |
$30.7M
+3.2% YoY-1.1% QoQ
|
+$15.0M |
$15.8M
-1.3% YoY
|
$298.6M
+5.4% YoY
|
$397.0M
+8.8% YoY
|
83% |
| Deposits |
$52.8M
+11.3% YoY+1.9% QoQ
|
+$27.1M |
$25.7M
+1.4% YoY
|
$347.2M
+7.2% YoY
|
$477.3M
+9.7% YoY
|
83% |
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| ROA |
0.7%
-23.1% YoY+4.8% QoQ
|
+0.0% |
0.6%
+10.8% YoY
|
0.6%
+2.3% YoY
|
0.7%
+15.9% YoY
|
48% |
| NIM |
3.1%
-4.0% YoY-0.5% QoQ
|
-0.8% |
4.0%
+4.0% YoY
|
3.9%
+3.4% YoY
|
3.8%
+5.1% YoY
|
23% |
| Efficiency Ratio |
77.5%
+4.0% YoY-1.1% QoQ
|
-5.0% |
82.6%
-2.3% YoY
|
80.2%
-0.8% YoY
|
79.7%
-3.3% YoY
|
45% |
| Delinquency Rate |
0.6%
-5.6% YoY+162.3% QoQ
|
-1.0 |
1.6%
-3.1% YoY
|
1.3%
+11.4% YoY
|
1.3%
-2.1% YoY
|
44% |
| Loan To Share |
58.1%
-7.3% YoY-3.0% QoQ
|
-2.5% |
60.6%
-3.1% YoY
|
71.4%
-2.7% YoY
|
67.4%
-1.7% YoY
|
46% |
| AMR |
$30,019
+7.5% YoY+0.3% QoQ
|
+$15K |
$14,783
-1.4% YoY
|
$17,599
+2.5% YoY
|
$19,687
+2.0% YoY
|
Top 4.4% in tier |
| CD Concentration |
15.5%
-3.5% YoY-0.9% QoQ
|
-9.0% | 24.4% | 21.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)