BlastPoint's Credit Union Scorecard
GREATER WAYNE COMMUNITY
Charter #4369 · OH
GREATER WAYNE COMMUNITY demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.61% above tier average
- + Net Interest Margin 0.33% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,213
+1.8% YoY+0.4% QoQ
|
+597 |
2,615
-1.9% YoY
|
16,819
+5.2% YoY
|
33,374
+5.7% YoY
|
70% |
| Assets |
$33.3M
+9.0% YoY+7.7% QoQ
|
+$3.2M |
$30.1M
+2.1% YoY
|
$253.6M
+9.4% YoY
|
$561.6M
+9.7% YoY
|
63% |
| Loans |
$15.6M
+1.4% YoY-1.3% QoQ
|
$-122K |
$15.8M
-1.3% YoY
|
$173.0M
+7.8% YoY
|
$397.0M
+8.8% YoY
|
63% |
| Deposits |
$29.8M
+8.5% YoY+8.3% QoQ
|
+$4.1M |
$25.7M
+1.4% YoY
|
$217.1M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
65% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.2%
+21.3% YoY-6.4% QoQ
|
+0.6% |
0.6%
+10.8% YoY
|
0.4%
-22.9% YoY
|
0.7%
+15.9% YoY
|
76% |
| NIM |
4.3%
+2.4% YoY-2.7% QoQ
|
+0.3% |
4.0%
+4.0% YoY
|
3.8%
+3.7% YoY
|
3.8%
+5.1% YoY
|
66% |
| Efficiency Ratio |
72.1%
-0.3% YoY+3.1% QoQ
|
-10.5% |
82.6%
-2.3% YoY
|
82.6%
+2.4% YoY
|
79.7%
-3.3% YoY
|
32% |
| Delinquency Rate |
0.7%
-57.4% YoY+2.6% QoQ
|
-0.8 |
1.6%
-3.1% YoY
|
1.6%
+33.3% YoY
|
1.3%
-2.1% YoY
|
51% |
| Loan To Share |
52.5%
-6.6% YoY-8.9% QoQ
|
-8.1% |
60.6%
-3.1% YoY
|
63.0%
-2.6% YoY
|
67.4%
-1.7% YoY
|
37% |
| AMR |
$14,139
+4.1% YoY+4.4% QoQ
|
$-644 |
$14,783
-1.4% YoY
|
$17,423
+5.7% YoY
|
$19,687
+2.0% YoY
|
52% |
| CD Concentration |
24.2%
+12.2% YoY+3.3% QoQ
|
-0.3% | 24.4% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)