BlastPoint's Credit Union Scorecard
STEEL STRONG COMMUNITY
Charter #4828 · PA
STEEL STRONG COMMUNITY demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.52% above tier average
- + Net Interest Margin 1.08% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,345
+1.5% YoY+0.8% QoQ
|
-270 |
2,615
-1.9% YoY
|
17,996
+7.1% YoY
|
33,374
+5.7% YoY
|
58% |
| Assets |
$32.0M
-1.2% YoY+0.9% QoQ
|
+$1.8M |
$30.1M
+2.1% YoY
|
$296.9M
+12.6% YoY
|
$561.6M
+9.7% YoY
|
62% |
| Loans |
$16.6M
+2.2% YoY-1.5% QoQ
|
+$805K |
$15.8M
-1.3% YoY
|
$199.3M
+10.4% YoY
|
$397.0M
+8.8% YoY
|
64% |
| Deposits |
$24.1M
-3.0% YoY+0.5% QoQ
|
$-1.6M |
$25.7M
+1.4% YoY
|
$254.8M
+12.3% YoY
|
$477.3M
+9.7% YoY
|
58% |
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| ROA |
1.1%
+35.2% YoY+38.0% QoQ
|
+0.5% |
0.6%
+10.8% YoY
|
0.6%
-8.3% YoY
|
0.7%
+15.9% YoY
|
72% |
| NIM |
5.0%
+21.7% YoY+2.3% QoQ
|
+1.1% |
4.0%
+4.0% YoY
|
3.5%
+3.8% YoY
|
3.8%
+5.1% YoY
|
Top 13.7% in tier |
| Efficiency Ratio |
71.3%
-8.2% YoY-3.1% QoQ
|
-11.2% |
82.6%
-2.3% YoY
|
76.7%
-2.4% YoY
|
79.7%
-3.3% YoY
|
30% |
| Delinquency Rate |
1.2%
-19.6% YoY-3.5% QoQ
|
-0.4 |
1.6%
-3.1% YoY
|
1.3%
-10.1% YoY
|
1.3%
-2.1% YoY
|
64% |
| Loan To Share |
68.8%
+5.3% YoY-2.0% QoQ
|
+8.2% |
60.6%
-3.1% YoY
|
54.3%
-3.4% YoY
|
67.4%
-1.7% YoY
|
62% |
| AMR |
$17,335
-2.4% YoY-1.1% QoQ
|
+$3K |
$14,783
-1.4% YoY
|
$16,567
+4.7% YoY
|
$19,687
+2.0% YoY
|
68% |
| CD Concentration |
14.9%
-1.3% YoY+8.3% QoQ
|
-9.5% | 24.4% | 15.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)