BlastPoint's Credit Union Scorecard
PASADENA
Charter #594 · CA
PASADENA demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + Organic Growth Engine: Top 72.0% in tier
- + Organic Growth Leader: Top 83.1% in tier
- + ROA 0.12% above tier average
- + Members Per Employee (MPE): Top 4.6% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
25,236
+1.1% YoY+0.4% QoQ
|
+9.8K |
15,437
-2.9% YoY
|
60,320
+5.7% YoY
|
33,374
+5.7% YoY
|
Top 12.4% in tier |
| Assets |
$380.0M
+8.1% YoY+2.7% QoQ
|
+$148.1M |
$231.9M
+1.3% YoY
|
$1.3B
+6.2% YoY
|
$561.6M
+9.7% YoY
|
Top 14.0% in tier |
| Loans |
$203.6M
-0.2% YoY+3.7% QoQ
|
+$56.3M |
$147.3M
-0.1% YoY
|
$856.7M
+6.3% YoY
|
$397.0M
+8.8% YoY
|
76% |
| Deposits |
$329.4M
+5.2% YoY+0.9% QoQ
|
+$128.6M |
$200.8M
+0.8% YoY
|
$1.1B
+7.1% YoY
|
$477.3M
+9.7% YoY
|
Top 13.8% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.9%
+235.6% YoY-9.9% QoQ
|
+0.1% |
0.8%
+18.2% YoY
|
0.5%
+14.3% YoY
|
0.7%
+15.9% YoY
|
60% |
| NIM |
3.5%
+5.3% YoY+0.5% QoQ
|
-0.1% |
3.6%
+6.7% YoY
|
3.3%
+7.0% YoY
|
3.8%
+5.1% YoY
|
40% |
| Efficiency Ratio |
72.5%
-19.0% YoY+2.2% QoQ
|
-4.5% |
77.0%
-3.1% YoY
|
80.7%
-1.8% YoY
|
79.7%
-3.3% YoY
|
31% |
| Delinquency Rate |
0.7%
-45.8% YoY+81.4% QoQ
|
-0.2 |
0.9%
+4.2% YoY
|
0.7%
-40.0% YoY
|
1.3%
-2.1% YoY
|
49% |
| Loan To Share |
61.8%
-5.2% YoY+2.8% QoQ
|
-10.4% |
72.2%
-1.1% YoY
|
68.6%
-1.3% YoY
|
67.4%
-1.7% YoY
|
27% |
| AMR |
$21,122
+2.0% YoY+1.6% QoQ
|
$-4K |
$24,676
+3.4% YoY
|
$28,728
+2.4% YoY
|
$19,687
+2.0% YoY
|
41% |
| CD Concentration |
19.8%
-3.3% YoY+1.8% QoQ
|
-4.6% | 24.4% | 21.7% | 19.8% | 50% |
| Indirect Auto % |
0.4%
-40.1% YoY-11.5% QoQ
|
-13.4% | 13.8% | 9.2% | 7.8% | 50% |
Signature Analysis
Strengths (2)
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<20%). Healthy, sustainable growth model.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)