BlastPoint's Credit Union Scorecard

SHREVEPORT POLICE

Charter #6048 · LA

2556 CUs in <100M nationally 109 in LA

SHREVEPORT POLICE has 6 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.47% above tier average
  • + Net Interest Margin 0.33% above tier average
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + First Mortgage Concentration (%): Top 0.0% in tier
  • + Deposit Growth Rate: Top 7.7% in tier
  • + Asset Growth Rate: Top 8.1% in tier

Key Concerns

Areas that may need attention

  • - Delinquency rate 1.87% above tier average

Core Metrics

As of 2025-Q4

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Members 979
-1.7% YoY-2.9% QoQ
-1.6K 2,615
-1.9% YoY
9,309
+1.0% YoY
33,374
+5.7% YoY
28%
Assets $8.6M
+10.5% YoY-1.8% QoQ
$-21.6M $30.1M
+2.1% YoY
$122.7M
+4.8% YoY
$561.6M
+9.7% YoY
29%
Loans $4.8M
-12.3% YoY-3.1% QoQ
$-10.9M $15.8M
-1.3% YoY
$87.2M
+3.5% YoY
$397.0M
+8.8% YoY
33%
Deposits $7.1M
+11.3% YoY-2.1% QoQ
$-18.6M $25.7M
+1.4% YoY
$104.9M
+5.6% YoY
$477.3M
+9.7% YoY
29%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.1%
-33.3% YoY-18.6% QoQ
+0.5% 0.6%
+10.8% YoY
0.3%
+12.6% YoY
0.7%
+15.9% YoY
69%
NIM 4.3%
-10.4% YoY+0.4% QoQ
+0.3% 4.0%
+4.0% YoY
4.2%
+2.9% YoY
3.8%
+5.1% YoY
66%
Efficiency Ratio 69.7%
+10.5% YoY+4.1% QoQ
-12.9% 82.6%
-2.3% YoY
85.6%
-13.2% YoY
79.7%
-3.3% YoY
27%
Delinquency Rate 3.4%
+69.5% YoY+41.8% QoQ
+1.9 1.6%
-3.1% YoY
1.9%
-8.2% YoY
1.3%
-2.1% YoY
Top 11.0% in tier
Loan To Share 68.3%
-21.2% YoY-1.0% QoQ
+7.7% 60.6%
-3.1% YoY
71.2%
-2.0% YoY
67.4%
-1.7% YoY
62%
AMR $12,177
+2.1% YoY+0.4% QoQ
$-3K $14,783
-1.4% YoY
$13,375
+3.1% YoY
$19,687
+2.0% YoY
40%
CD Concentration 7.9%
+31.3% YoY+32.0% QoQ
-16.5% 24.4% 15.2% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 5.0% 7.8% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2556 peers in tier

Top Strengths (4 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.0% in <100M tier
198
Deposit Growth Rate
growth
Value: 11.28%
Peer Median: -
#198 of 2556 Top 7.7% in <100M tier
207
Asset Growth Rate
growth
Value: 10.53%
Peer Median: -
#207 of 2556 Top 8.1% in <100M tier

Top Weaknesses (2 metrics)

2277
Total Delinquency Rate (60+ days)
risk
Value: 3.43%
Peer Median: -
#2277 of 2556 Bottom 11.0% in <100M tier
2169
Loan Growth Rate
growth
Value: -12.33%
Peer Median: -
#2169 of 2556 Bottom 15.2% in <100M tier
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