BlastPoint's Credit Union Scorecard
NEW HORIZON
Charter #616 · OH
NEW HORIZON demonstrates 6 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.78% above tier average
- + Net Interest Margin 0.03% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Fee Income Per Member: Top 1.8% in tier
- + Asset Growth Rate: Top 5.5% in tier
- + Member Growth Rate: Top 7.5% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,170
+4.1% YoY+0.9% QoQ
|
+554 |
2,615
-1.9% YoY
|
16,819
+5.2% YoY
|
33,374
+5.7% YoY
|
70% |
| Assets |
$42.0M
+12.2% YoY+2.7% QoQ
|
+$11.8M |
$30.1M
+2.1% YoY
|
$253.6M
+9.4% YoY
|
$561.6M
+9.7% YoY
|
71% |
| Loans |
$29.3M
-3.3% YoY-0.0% QoQ
|
+$13.5M |
$15.8M
-1.3% YoY
|
$173.0M
+7.8% YoY
|
$397.0M
+8.8% YoY
|
82% |
| Deposits |
$35.1M
+8.9% YoY+2.2% QoQ
|
+$9.4M |
$25.7M
+1.4% YoY
|
$217.1M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
70% |
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| ROA |
1.4%
+93.9% YoY-2.9% QoQ
|
+0.8% |
0.6%
+10.8% YoY
|
0.4%
-22.9% YoY
|
0.7%
+15.9% YoY
|
82% |
| NIM |
4.0%
-1.3% YoY+0.5% QoQ
|
+0.0% |
4.0%
+4.0% YoY
|
3.8%
+3.7% YoY
|
3.8%
+5.1% YoY
|
53% |
| Efficiency Ratio |
70.1%
-11.5% YoY+3.5% QoQ
|
-12.5% |
82.6%
-2.3% YoY
|
82.6%
+2.4% YoY
|
79.7%
-3.3% YoY
|
27% |
| Delinquency Rate |
0.1%
-67.4% YoY-63.2% QoQ
|
-1.4 |
1.6%
-3.1% YoY
|
1.6%
+33.3% YoY
|
1.3%
-2.1% YoY
|
20% |
| Loan To Share |
83.6%
-11.2% YoY-2.2% QoQ
|
+22.9% |
60.6%
-3.1% YoY
|
63.0%
-2.6% YoY
|
67.4%
-1.7% YoY
|
83% |
| AMR |
$20,302
-1.0% YoY+0.3% QoQ
|
+$6K |
$14,783
-1.4% YoY
|
$17,423
+5.7% YoY
|
$19,687
+2.0% YoY
|
80% |
| CD Concentration |
32.4%
+5.3% YoY+0.1% QoQ
|
+8.0% | 24.4% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)