BlastPoint's Credit Union Scorecard
HOME
Charter #6674 · WV
HOME demonstrates 2 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.10% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,045
+2.8% YoY+1.0% QoQ
|
+429 |
2,615
-1.9% YoY
|
5,083
-0.6% YoY
|
33,374
+5.7% YoY
|
68% |
| Assets |
$36.2M
+5.2% YoY+0.4% QoQ
|
+$6.0M |
$30.1M
+2.1% YoY
|
$69.7M
+5.0% YoY
|
$561.6M
+9.7% YoY
|
66% |
| Loans |
$25.1M
+7.6% YoY+3.3% QoQ
|
+$9.4M |
$15.8M
-1.3% YoY
|
$38.0M
-0.4% YoY
|
$397.0M
+8.8% YoY
|
77% |
| Deposits |
$30.8M
+5.0% YoY+0.2% QoQ
|
+$5.1M |
$25.7M
+1.4% YoY
|
$59.6M
+4.6% YoY
|
$477.3M
+9.7% YoY
|
66% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.7%
+134.8% YoY+12.6% QoQ
|
+0.1% |
0.6%
+10.8% YoY
|
0.9%
+20.0% YoY
|
0.7%
+15.9% YoY
|
52% |
| NIM |
3.8%
+11.1% YoY+3.4% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
3.9%
+5.0% YoY
|
3.8%
+5.1% YoY
|
44% |
| Efficiency Ratio |
82.5%
-7.3% YoY-1.0% QoQ
|
-0.1% |
82.6%
-2.3% YoY
|
74.6%
-2.6% YoY
|
79.7%
-3.3% YoY
|
57% |
| Delinquency Rate |
1.0%
-38.9% YoY-32.7% QoQ
|
-0.6 |
1.6%
-3.1% YoY
|
1.4%
-22.3% YoY
|
1.3%
-2.1% YoY
|
60% |
| Loan To Share |
81.7%
+2.4% YoY+3.1% QoQ
|
+21.1% |
60.6%
-3.1% YoY
|
59.6%
-5.3% YoY
|
67.4%
-1.7% YoY
|
80% |
| AMR |
$18,353
+3.3% YoY+0.6% QoQ
|
+$4K |
$14,783
-1.4% YoY
|
$14,830
+1.4% YoY
|
$19,687
+2.0% YoY
|
72% |
| CD Concentration |
21.2%
+2.0% YoY+1.0% QoQ
|
-3.2% | 24.4% | 15.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)