BlastPoint's Credit Union Scorecard
T & P LONGVIEW
Charter #6687 · TX
T & P LONGVIEW has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.41% above tier average
- + Net Interest Margin 0.42% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Loan-to-Share Ratio: Top 6.2% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.09% above tier average
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,044
-0.4% YoY-0.5% QoQ
|
-1.6K |
2,615
-1.9% YoY
|
27,007
+3.4% YoY
|
33,374
+5.7% YoY
|
29% |
| Assets |
$11.2M
+0.2% YoY-1.0% QoQ
|
$-19.0M |
$30.1M
+2.1% YoY
|
$418.5M
+7.2% YoY
|
$561.6M
+9.7% YoY
|
34% |
| Loans |
$8.1M
-5.6% YoY-0.9% QoQ
|
$-7.7M |
$15.8M
-1.3% YoY
|
$298.6M
+5.4% YoY
|
$397.0M
+8.8% YoY
|
45% |
| Deposits |
$8.5M
-1.0% YoY-1.3% QoQ
|
$-17.2M |
$25.7M
+1.4% YoY
|
$347.2M
+7.2% YoY
|
$477.3M
+9.7% YoY
|
33% |
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| ROA |
1.0%
+18.1% YoY-21.4% QoQ
|
+0.4% |
0.6%
+10.8% YoY
|
0.6%
+2.3% YoY
|
0.7%
+15.9% YoY
|
67% |
| NIM |
4.4%
+3.8% YoY-5.5% QoQ
|
+0.4% |
4.0%
+4.0% YoY
|
3.9%
+3.4% YoY
|
3.8%
+5.1% YoY
|
69% |
| Efficiency Ratio |
77.3%
-2.3% YoY+6.5% QoQ
|
-5.2% |
82.6%
-2.3% YoY
|
80.2%
-0.8% YoY
|
79.7%
-3.3% YoY
|
44% |
| Delinquency Rate |
1.6%
+290.0% YoY+1628.5% QoQ
|
+0.1 |
1.6%
-3.1% YoY
|
1.3%
+11.4% YoY
|
1.3%
-2.1% YoY
|
74% |
| Loan To Share |
95.6%
-4.7% YoY+0.4% QoQ
|
+35.0% |
60.6%
-3.1% YoY
|
71.4%
-2.7% YoY
|
67.4%
-1.7% YoY
|
Top 6.3% in tier |
| AMR |
$15,873
-3.0% YoY-0.6% QoQ
|
+$1K |
$14,783
-1.4% YoY
|
$17,599
+2.5% YoY
|
$19,687
+2.0% YoY
|
61% |
| CD Concentration |
31.2%
+14.9% YoY+2.8% QoQ
|
+6.8% | 24.4% | 21.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)