BlastPoint's Credit Union Scorecard
LOUISIANA CATHOLIC
Charter #7331 · LA
LOUISIANA CATHOLIC has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.52% below tier average
- - Efficiency ratio 10.60% above tier (higher cost structure)
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,301
+1.9% YoY+3.4% QoQ
|
-314 |
2,615
-1.9% YoY
|
9,309
+1.0% YoY
|
33,374
+5.7% YoY
|
57% |
| Assets |
$26.2M
-4.1% YoY+1.6% QoQ
|
$-3.9M |
$30.1M
+2.1% YoY
|
$122.7M
+4.8% YoY
|
$561.6M
+9.7% YoY
|
55% |
| Loans |
$13.8M
+1.3% YoY+2.4% QoQ
|
$-2.0M |
$15.8M
-1.3% YoY
|
$87.2M
+3.5% YoY
|
$397.0M
+8.8% YoY
|
59% |
| Deposits |
$22.9M
-4.7% YoY+2.0% QoQ
|
$-2.8M |
$25.7M
+1.4% YoY
|
$104.9M
+5.6% YoY
|
$477.3M
+9.7% YoY
|
56% |
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| ROA |
0.1%
+59.3% YoY-15.1% QoQ
|
-0.5% |
0.6%
+10.8% YoY
|
0.3%
+12.6% YoY
|
0.7%
+15.9% YoY
|
21% |
| NIM |
3.3%
+4.6% YoY+0.6% QoQ
|
-0.6% |
4.0%
+4.0% YoY
|
4.2%
+2.9% YoY
|
3.8%
+5.1% YoY
|
30% |
| Efficiency Ratio |
93.2%
+5.7% YoY+1.4% QoQ
|
+10.6% |
82.6%
-2.3% YoY
|
85.6%
-13.2% YoY
|
79.7%
-3.3% YoY
|
81% |
| Delinquency Rate |
0.1%
-80.0% YoY+124.6% QoQ
|
-1.4 |
1.6%
-3.1% YoY
|
1.9%
-8.2% YoY
|
1.3%
-2.1% YoY
|
22% |
| Loan To Share |
60.2%
+6.4% YoY+0.4% QoQ
|
-0.4% |
60.6%
-3.1% YoY
|
71.2%
-2.0% YoY
|
67.4%
-1.7% YoY
|
49% |
| AMR |
$15,955
-4.3% YoY-1.2% QoQ
|
+$1K |
$14,783
-1.4% YoY
|
$13,375
+3.1% YoY
|
$19,687
+2.0% YoY
|
61% |
| CD Concentration |
31.7%
+5.9% YoY-5.1% QoQ
|
+7.3% | 24.4% | 15.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)