BlastPoint's Credit Union Scorecard
WESTPORT
Charter #7652 · MA
WESTPORT has 8 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.42% above tier average
- + Asset Growth Rate: Top 4.0% in tier
- + AMR Growth Rate: Top 4.1% in tier
- + Loan Growth Rate: Top 4.3% in tier
- + Deposit Growth Rate: Top 4.5% in tier
- + Total Deposits: Top 5.7% in tier
- + Total Assets: Top 7.3% in tier
- + Total Members: Top 8.4% in tier
Key Concerns
Areas that may need attention
- - First Mortgage Concentration (%): Bottom 4.0% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,146
-0.7% YoY-2.3% QoQ
|
+3.5K |
2,615
-1.9% YoY
|
27,118
+2.4% YoY
|
33,374
+5.7% YoY
|
Top 8.5% in tier |
| Assets |
$80.9M
+13.9% YoY-0.2% QoQ
|
+$50.8M |
$30.1M
+2.1% YoY
|
$450.6M
+5.5% YoY
|
$561.6M
+9.7% YoY
|
Top 7.4% in tier |
| Loans |
$39.2M
+17.9% YoY+4.0% QoQ
|
+$23.5M |
$15.8M
-1.3% YoY
|
$346.1M
+3.6% YoY
|
$397.0M
+8.8% YoY
|
Top 11.0% in tier |
| Deposits |
$73.2M
+14.1% YoY-0.6% QoQ
|
+$47.5M |
$25.7M
+1.4% YoY
|
$377.7M
+7.2% YoY
|
$477.3M
+9.7% YoY
|
Top 5.8% in tier |
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| ROA |
1.0%
-24.5% YoY+3.1% QoQ
|
+0.4% |
0.6%
+10.8% YoY
|
0.6%
+6.8% YoY
|
0.7%
+15.9% YoY
|
67% |
| NIM |
3.4%
-8.0% YoY+0.3% QoQ
|
-0.5% |
4.0%
+4.0% YoY
|
3.3%
+4.1% YoY
|
3.8%
+5.1% YoY
|
33% |
| Efficiency Ratio |
71.3%
+7.8% YoY-1.1% QoQ
|
-11.3% |
82.6%
-2.3% YoY
|
81.2%
-12.2% YoY
|
79.7%
-3.3% YoY
|
30% |
| Delinquency Rate |
1.4%
+104.7% YoY+165.6% QoQ
|
-0.2 |
1.6%
-3.1% YoY
|
0.9%
+13.0% YoY
|
1.3%
-2.1% YoY
|
69% |
| Loan To Share |
53.6%
+3.3% YoY+4.6% QoQ
|
-7.0% |
60.6%
-3.1% YoY
|
73.5%
-2.0% YoY
|
67.4%
-1.7% YoY
|
39% |
| AMR |
$18,290
+16.2% YoY+3.3% QoQ
|
+$4K |
$14,783
-1.4% YoY
|
$25,262
+4.8% YoY
|
$19,687
+2.0% YoY
|
71% |
| CD Concentration |
18.5%
+162.6% YoY-2.9% QoQ
|
-5.9% | 24.4% | 25.0% | 19.8% | 50% |
| Indirect Auto % |
3.8%
-46.9% YoY-16.8% QoQ
|
-10.0% | 13.8% | 2.4% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)