BlastPoint's Credit Union Scorecard
RALEIGH COUNTY
Charter #7790 · WV
RALEIGH COUNTY has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.28% above tier average
- + Net Interest Margin 0.50% above tier average
Key Concerns
Areas that may need attention
- - Member decline: -2.8% YoY
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,043
-2.8% YoY+0.5% QoQ
|
-572 |
2,615
-1.9% YoY
|
5,083
-0.6% YoY
|
33,374
+5.7% YoY
|
52% |
| Assets |
$20.0M
+4.1% YoY+2.2% QoQ
|
$-10.2M |
$30.1M
+2.1% YoY
|
$69.7M
+5.0% YoY
|
$561.6M
+9.7% YoY
|
48% |
| Loans |
$11.3M
-13.5% YoY-4.2% QoQ
|
$-4.4M |
$15.8M
-1.3% YoY
|
$38.0M
-0.4% YoY
|
$397.0M
+8.8% YoY
|
54% |
| Deposits |
$17.2M
+3.5% YoY+2.1% QoQ
|
$-8.5M |
$25.7M
+1.4% YoY
|
$59.6M
+4.6% YoY
|
$477.3M
+9.7% YoY
|
48% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.9%
+128.0% YoY-5.7% QoQ
|
+0.3% |
0.6%
+10.8% YoY
|
0.9%
+20.0% YoY
|
0.7%
+15.9% YoY
|
61% |
| NIM |
4.5%
+6.0% YoY-2.9% QoQ
|
+0.5% |
4.0%
+4.0% YoY
|
3.9%
+5.0% YoY
|
3.8%
+5.1% YoY
|
72% |
| Efficiency Ratio |
79.7%
-10.5% YoY+1.2% QoQ
|
-2.8% |
82.6%
-2.3% YoY
|
74.6%
-2.6% YoY
|
79.7%
-3.3% YoY
|
50% |
| Delinquency Rate |
0.6%
+107.6% QoQ
|
-1.0 |
1.6%
-3.1% YoY
|
1.4%
-22.3% YoY
|
1.3%
-2.1% YoY
|
45% |
| Loan To Share |
65.8%
-16.5% YoY-6.2% QoQ
|
+5.2% |
60.6%
-3.1% YoY
|
59.6%
-5.3% YoY
|
67.4%
-1.7% YoY
|
58% |
| AMR |
$13,978
-1.2% YoY-1.0% QoQ
|
$-805 |
$14,783
-1.4% YoY
|
$14,830
+1.4% YoY
|
$19,687
+2.0% YoY
|
51% |
| CD Concentration |
24.3%
+11.0% YoY-1.6% QoQ
|
-0.1% | 24.4% | 15.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)