BlastPoint's Credit Union Scorecard
LONGVIEW
Charter #1130 · TX
LONGVIEW has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.21% above tier average
- + Net Interest Margin 1.09% above tier average
- + Loan-to-Share Ratio: Top 1.3% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 5.31% above tier (higher cost structure)
- - Delinquency rate 1.11% above tier average
- - Member decline: -2.9% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
508
-2.9% YoY-1.2% QoQ
|
-2.2K |
2,676
+1.6% YoY
|
29,039
+7.4% YoY
|
33,913
+5.7% YoY
|
Bottom 14.0% in tier |
| Assets |
$3.2M
-4.2% YoY+2.9% QoQ
|
$-27.0M |
$30.2M
+1.3% YoY
|
$450.8M
+10.3% YoY
|
$578.3M
+9.0% YoY
|
Bottom 13.4% in tier |
| Loans |
$2.6M
-1.5% YoY-1.9% QoQ
|
$-12.6M |
$15.3M
-2.0% YoY
|
$318.1M
+8.9% YoY
|
$402.4M
+8.7% YoY
|
22% |
| Deposits |
$2.4M
-5.6% YoY+3.9% QoQ
|
$-23.4M |
$25.8M
+0.7% YoY
|
$378.7M
+10.8% YoY
|
$494.3M
+9.1% YoY
|
Bottom 13.1% in tier |
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| ROA |
0.4%
-228.8% YoY-746.5% QoQ
|
+0.2% |
0.1%
-77.6% YoY
|
-0.2%
-134.7% YoY
|
0.4%
-39.2% YoY
|
38% |
| NIM |
5.1%
+10.7% YoY+1.3% QoQ
|
+1.1% |
4.0%
+4.0% YoY
|
3.9%
-0.7% YoY
|
3.8%
+4.1% YoY
|
Top 10.2% in tier |
| Efficiency Ratio |
95.9%
+3.6% YoY-7.0% QoQ
|
+5.3% |
90.6%
+6.5% YoY
|
98.7%
+20.4% YoY
|
84.6%
+2.8% YoY
|
80% |
| Delinquency Rate |
2.6%
-72.7% YoY-34.0% QoQ
|
+1.1 |
1.5%
+3.8% YoY
|
1.2%
+13.1% YoY
|
1.2%
+3.4% YoY
|
Bottom 13.6% in tier |
| Loan To Share |
110.4%
+4.4% YoY-5.6% QoQ
|
+51.9% |
58.5%
-3.0% YoY
|
69.5%
-2.6% YoY
|
65.6%
-1.4% YoY
|
Top 1.4% in tier |
| AMR |
$9,931
-0.6% YoY+2.0% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$17,820
+2.9% YoY
|
$19,920
+1.6% YoY
|
28% |
| CD Concentration | 0.0% | -24.3% | 24.3% | 21.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)