BlastPoint's Credit Union Scorecard
ONTARIO PUBLIC EMPLOYEES
Charter #13044 · CA
ONTARIO PUBLIC EMPLOYEES has 1 strength but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.47% above tier average
Key Concerns
Areas that may need attention
- - Loan Growth Rate: Bottom 8.4% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 85 that size in California.
- Shares and deposits -3.7% year over year ($19.3M in shares and deposits).
- Membership: 1,779 members, -1.2% vs a year ago.
- Delinquency rate 1.02%.
- Return on assets 1.45%.
- Efficiency ratio 68.15% vs a 88.77% peer average.
- Loan-to-share ratio 47.93% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,779
-1.2% YoY-0.1% QoQ
|
-806 |
2,585
-1.7% YoY
|
67,400
+7.3% YoY
|
34,678
+6.6% YoY
|
47% |
| Assets |
$23.2M
-1.8% YoY-1.1% QoQ
|
$-7.1M |
$30.3M
+1.5% YoY
|
$1.4B
+10.3% YoY
|
$593.1M
+10.2% YoY
|
52% |
| Loans |
$9.3M
-18.1% YoY-4.8% QoQ
|
$-6.2M |
$15.5M
-1.7% YoY
|
$958.9M
+10.2% YoY
|
$418.6M
+10.1% YoY
|
49% |
| Deposits |
$19.3M
-3.7% YoY-1.8% QoQ
|
$-6.5M |
$25.8M
+1.1% YoY
|
$1.2B
+11.1% YoY
|
$504.8M
+10.3% YoY
|
51% |
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| ROA |
1.4%
-16.9% YoY+9.1% QoQ
|
+0.0% |
1.5%
+241.5% YoY
|
2.5%
+328.4% YoY
|
1.2%
+121.4% YoY
|
78% |
| NIM |
4.4%
-2.1% YoY+0.0% QoQ
|
+0.5% |
3.9%
+0.9% YoY
|
3.4%
+4.4% YoY
|
3.8%
+2.3% YoY
|
72% |
| Efficiency Ratio |
68.2%
+13.6% YoY-3.4% QoQ
|
-20.6% |
88.8%
-6.9% YoY
|
79.7%
-4.5% YoY
|
83.0%
-5.3% YoY
|
23% |
| Delinquency Rate |
1.0%
-0.0% YoY-48.0% QoQ
|
-0.5 |
1.5%
+2.1% YoY
|
0.7%
-14.3% YoY
|
1.3%
+2.6% YoY
|
61% |
| Loan To Share |
47.9%
-14.9% YoY-3.0% QoQ
|
-11.0% |
58.9%
-3.1% YoY
|
69.0%
+0.5% YoY
|
66.4%
-1.4% YoY
|
33% |
| AMR |
$16,087
-7.8% YoY-2.7% QoQ
|
+$1K |
$14,963
-6.8% YoY
|
$29,171
+2.5% YoY
|
$20,028
-0.9% YoY
|
60% |
| CD Concentration |
8.9%
-18.7% YoY+1.4% QoQ
|
-15.6% | 24.6% | 22.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 9.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)