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BlastPoint's Credit Union Scorecard

FASSON EMPLOYEES

Charter #13115 · OH

<100M
2437 CUs in <100M nationally 97 in OH

FASSON EMPLOYEES faces 3 concerns requiring attention

Key Strengths

Areas where this CU excels compared to peers

No key strengths identified

Key Concerns

Areas that may need attention

  • - ROA 0.61% below tier average
  • - Member decline: -2.6% YoY
  • - Share Certificate Concentration (%): Bottom 7.1% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 97 that size in Ohio.
  • Shares and deposits +2.6% year over year ($11.1M in shares and deposits).
  • Membership: 1,290 members, -2.6% vs a year ago.
  • Delinquency rate 0.42%.
  • Return on assets 0.88%.
  • Efficiency ratio 66.44% vs a 88.77% peer average.
  • Loan-to-share ratio 46.12% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (OH) National Avg Tier Percentile
Members 1,290
-2.6% YoY-0.2% QoQ
-1.3K 2,585
-1.7% YoY
18,978
+16.2% YoY
34,678
+6.6% YoY
36%
Assets $14.1M
+3.3% YoY+1.1% QoQ
$-16.2M $30.3M
+1.5% YoY
$292.1M
+20.6% YoY
$593.1M
+10.2% YoY
39%
Loans $5.1M
-9.6% YoY+0.2% QoQ
$-10.4M $15.5M
-1.7% YoY
$203.0M
+21.8% YoY
$418.6M
+10.1% YoY
35%
Deposits $11.1M
+2.6% YoY+0.9% QoQ
$-14.7M $25.8M
+1.1% YoY
$251.0M
+21.0% YoY
$504.8M
+10.3% YoY
38%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 0.9%
-12.7% YoY-0.9% QoQ
-0.6% 1.5%
+241.5% YoY
0.9%
+55.0% YoY
1.2%
+121.4% YoY
54%
NIM 2.8%
-3.5% YoY-0.4% QoQ
-1.1% 3.9%
+0.9% YoY
3.7%
+2.2% YoY
3.8%
+2.3% YoY
Bottom 11.5% in tier
Efficiency Ratio 66.4%
+11.1% YoY+5.4% QoQ
-22.3% 88.8%
-6.9% YoY
79.2%
-2.1% YoY
83.0%
-5.3% YoY
20%
Delinquency Rate 0.4%
-38.0% YoY-10.6% QoQ
-1.1 1.5%
+2.1% YoY
1.1%
-6.2% YoY
1.3%
+2.6% YoY
38%
Loan To Share 46.1%
-11.9% YoY-0.6% QoQ
-12.8% 58.9%
-3.1% YoY
60.7%
-4.2% YoY
66.4%
-1.4% YoY
31%
AMR $12,522
+1.0% YoY+0.9% QoQ
$-2K $14,963
-6.8% YoY
$18,171
+7.2% YoY
$20,028
-0.9% YoY
42%
CD Concentration 41.2%
+29.0% YoY+0.2% QoQ
+16.6% 24.6% 19.2% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 11.9% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (4 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
487
Efficiency Ratio
profitability
Value: 66.44%
Peer Median: 80.65%
#487 of 2437 Top 19.9% in <100M tier
509
Net Worth Ratio
risk
Value: 20.60%
Peer Median: 14.28%
#509 of 2437 Top 20.8% in <100M tier

Top Weaknesses (4 metrics)

2264
Share Certificate Concentration (%)
balance_sheet
Value: 41.15%
Peer Median: 12.77%
#2264 of 2437 Bottom 7.1% in <100M tier
2157
Net Interest Margin (NIM)
profitability
Value: 2.76%
Peer Median: 3.87%
#2157 of 2437 Bottom 11.5% in <100M tier
1955
Fee Income Per Member
profitability
Value: $11.35
Peer Median: $63.89
#1955 of 2437 Bottom 19.8% in <100M tier
1847
Loan Growth Rate
growth
Value: -9.62%
Peer Median: -2.63%
#1847 of 2437 Bottom 24.3% in <100M tier
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