BlastPoint's Credit Union Scorecard
NOTEWORTHY
Charter #13559 · OH
<100M
2508 CUs in <100M nationally
116 in OH
NOTEWORTHY has 4 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Deposit Growth Rate: Top 0.4% in tier
- + Asset Growth Rate: Top 0.6% in tier
- + AMR Growth Rate: Top 0.8% in tier
- + Members Per Employee (MPE): Top 4.8% in tier
Key Concerns
Areas that may need attention
- - ROA 2.46% below tier average
- - Efficiency ratio 113.23% above tier (higher cost structure)
- - Delinquency rate 0.28% above tier average
- - Member decline: -12.4% YoY
- - Net Worth Ratio: Bottom 0.2% in tier
- - Share Certificate Concentration (%): Bottom 3.9% in tier
- - Net Interest Margin (NIM): Bottom 4.1% in tier
- - Member Growth Rate: Bottom 4.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
692
-12.4% YoY-2.9% QoQ
|
-2.0K |
2,676
+1.6% YoY
|
16,936
+6.2% YoY
|
33,913
+5.7% YoY
|
19% |
| Assets |
$5.4M
+32.7% YoY+14.6% QoQ
|
$-24.7M |
$30.2M
+1.3% YoY
|
$257.9M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
20% |
| Loans |
$3.4M
-1.2% YoY-7.5% QoQ
|
$-11.9M |
$15.3M
-2.0% YoY
|
$174.2M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
26% |
| Deposits |
$5.4M
+47.6% YoY+14.0% QoQ
|
$-20.4M |
$25.8M
+0.7% YoY
|
$221.5M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
24% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-2.3%
-1499.0% YoY-72.9% QoQ
|
-2.5% |
0.1%
-77.6% YoY
|
0.6%
+16.1% YoY
|
0.4%
-39.2% YoY
|
Bottom 4.1% in tier |
| NIM |
2.1%
-74.7% YoY-60.4% QoQ
|
-1.9% |
4.0%
+4.0% YoY
|
3.7%
+1.7% YoY
|
3.8%
+4.1% YoY
|
Bottom 4.1% in tier |
| Efficiency Ratio |
203.9%
+148.5% YoY-17.9% QoQ
|
+113.2% |
90.6%
+6.5% YoY
|
82.0%
-2.0% YoY
|
84.6%
+2.8% YoY
|
Bottom 1.8% in tier |
| Delinquency Rate |
1.8%
+384.5% YoY-19.4% QoQ
|
+0.3 |
1.5%
+3.8% YoY
|
1.4%
+35.7% YoY
|
1.2%
+3.4% YoY
|
78% |
| Loan To Share |
62.5%
-33.1% YoY-18.9% QoQ
|
+4.0% |
58.5%
-3.0% YoY
|
61.3%
-2.1% YoY
|
65.6%
-1.4% YoY
|
56% |
| AMR |
$12,593
+41.6% YoY+7.9% QoQ
|
$-2K |
$14,884
-1.7% YoY
|
$17,686
+5.3% YoY
|
$19,920
+1.6% YoY
|
42% |
| CD Concentration |
49.5%
+16.6% YoY+11.0% QoQ
|
+25.2% | 24.3% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (7 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 0.00%
#1 of 2508
Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 3.66%
#1 of 2508
Top 0.1% in <100M tier
12
Deposit Growth Rate
growth
Value:
47.63%
Peer Median: 0.66%
#12 of 2508
Top 0.4% in <100M tier
17
Asset Growth Rate
growth
Value:
32.74%
Peer Median: 1.30%
#17 of 2508
Top 0.6% in <100M tier
20
AMR Growth Rate
growth
Value:
41.61%
Peer Median: 1.27%
#20 of 2508
Top 0.8% in <100M tier
122
Members Per Employee (MPE)
engagement
Value:
692.000
Peer Median: 333.750
#122 of 2508
Top 4.8% in <100M tier
510
Net Charge-Off Rate
risk
Value:
0.00%
Peer Median: 0.07%
#510 of 2508
Top 20.3% in <100M tier
Top Weaknesses (11 metrics)
2504
Net Worth Ratio
risk
Value:
0.23%
Peer Median: 14.28%
#2504 of 2508
Bottom 0.2% in <100M tier
2465
Efficiency Ratio
profitability
Value:
203.86%
Peer Median: 81.45%
#2465 of 2508
Bottom 1.8% in <100M tier
2411
Share Certificate Concentration (%)
balance_sheet
Value:
49.46%
Peer Median: 12.45%
#2411 of 2508
Bottom 3.9% in <100M tier
2405
Net Interest Margin (NIM)
profitability
Value:
2.09%
Peer Median: 3.83%
#2405 of 2508
Bottom 4.1% in <100M tier
2404
Return on Assets (ROA)
profitability
Value:
-2.32%
Peer Median: 0.61%
#2404 of 2508
Bottom 4.2% in <100M tier
2399
Member Growth Rate
growth
Value:
-12.41%
Peer Median: -1.37%
#2399 of 2508
Bottom 4.4% in <100M tier
2022
Total Members
engagement
Value:
692
Peer Median: 1,918
#2022 of 2508
Bottom 19.4% in <100M tier
2002
Fee Income Per Member
profitability
Value:
$10.62
Peer Median: $60.42
#2002 of 2508
Bottom 20.2% in <100M tier
1999
Total Assets
balance_sheet
Value:
$5.44M
Peer Median: $21.86M
#1999 of 2508
Bottom 20.3% in <100M tier
1971
Total Delinquency Rate (60+ days)
risk
Value:
1.79%
Peer Median: 0.65%
#1971 of 2508
Bottom 21.5% in <100M tier