BlastPoint's Credit Union Scorecard
DISTRICT 08
Charter #14651 · LA
DISTRICT 08 has 2 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.83% above tier average
- + Net Interest Margin 1.57% above tier average
Key Concerns
Areas that may need attention
- - Delinquency rate 0.43% above tier average
- - Member decline: -16.4% YoY
- - Deposit Growth Rate: Bottom 2.4% in tier
- - Asset Growth Rate: Bottom 2.6% in tier
- - Member Growth Rate: Bottom 2.7% in tier
- - Net Charge-Off Rate: Bottom 7.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,423
-16.4% YoY-5.6% QoQ
|
-1.3K |
2,676
+1.6% YoY
|
9,512
+2.6% YoY
|
33,913
+5.7% YoY
|
39% |
| Assets |
$8.9M
-13.3% YoY-0.0% QoQ
|
$-21.3M |
$30.2M
+1.3% YoY
|
$128.1M
+5.9% YoY
|
$578.3M
+9.0% YoY
|
29% |
| Loans |
$5.5M
-11.6% YoY-4.2% QoQ
|
$-9.8M |
$15.3M
-2.0% YoY
|
$89.6M
+5.7% YoY
|
$402.4M
+8.7% YoY
|
37% |
| Deposits |
$7.7M
-15.9% YoY-0.2% QoQ
|
$-18.1M |
$25.8M
+0.7% YoY
|
$109.6M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
30% |
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| ROA |
1.0%
+124.6% YoY+27.2% QoQ
|
+0.8% |
0.1%
-77.6% YoY
|
0.1%
-79.1% YoY
|
0.4%
-39.2% YoY
|
68% |
| NIM |
5.6%
+40.4% YoY-1.3% QoQ
|
+1.6% |
4.0%
+4.0% YoY
|
4.2%
-0.4% YoY
|
3.8%
+4.1% YoY
|
Top 6.0% in tier |
| Efficiency Ratio |
85.1%
-6.6% YoY+8.2% QoQ
|
-5.5% |
90.6%
+6.5% YoY
|
88.0%
+2.9% YoY
|
84.6%
+2.8% YoY
|
58% |
| Delinquency Rate |
1.9%
+176.9% YoY+37.3% QoQ
|
+0.4 |
1.5%
+3.8% YoY
|
1.7%
-21.7% YoY
|
1.2%
+3.4% YoY
|
80% |
| Loan To Share |
72.1%
+5.2% YoY-4.1% QoQ
|
+13.6% |
58.5%
-3.0% YoY
|
68.2%
-2.4% YoY
|
65.6%
-1.4% YoY
|
70% |
| AMR |
$9,265
+2.7% YoY+3.9% QoQ
|
$-6K |
$14,884
-1.7% YoY
|
$13,483
+2.5% YoY
|
$19,920
+1.6% YoY
|
24% |
| CD Concentration |
2.9%
+137.1% YoY+89.0% QoQ
|
-21.4% | 24.3% | 14.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)