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BlastPoint's Credit Union Scorecard

LOS ANGELES LEE

Charter #16570 · CA

<100M
2508 CUs in <100M nationally 92 in CA

LOS ANGELES LEE has 2 strengths but faces 8 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.15% above tier average
  • + AMR Growth Rate: Top 7.1% in tier

Key Concerns

Areas that may need attention

  • - Delinquency rate 2.43% above tier average
  • - Member decline: -11.7% YoY
  • - Members Per Employee (MPE): Bottom 0.0% in tier
  • - Total Members: Bottom 0.5% in tier
  • - Net Interest Margin (NIM): Bottom 1.5% in tier
  • - Total Assets: Bottom 3.9% in tier
  • - Total Deposits: Bottom 4.0% in tier
  • - Member Growth Rate: Bottom 4.7% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (CA) National Avg Tier Percentile
Members 68
-11.7% YoY-1.4% QoQ
-2.6K 2,676
+1.6% YoY
57,202
-0.9% YoY
33,913
+5.7% YoY
Bottom 0.5% in tier
Assets $644,510
-1.1% YoY+0.1% QoQ
$-29.5M $30.2M
+1.3% YoY
$1.2B
+0.4% YoY
$578.3M
+9.0% YoY
Bottom 3.8% in tier
Loans $281,337
-0.9% YoY-6.9% QoQ
$-15.0M $15.3M
-2.0% YoY
$813.8M
+0.1% YoY
$402.4M
+8.7% YoY
Bottom 5.1% in tier
Deposits $492,592
-1.4% YoY+0.1% QoQ
$-25.3M $25.8M
+0.7% YoY
$1.0B
+1.2% YoY
$494.3M
+9.1% YoY
Bottom 3.9% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.3%
-91.4% YoY-58.9% QoQ
+0.2% 0.1%
-77.6% YoY
2.1%
+290.7% YoY
0.4%
-39.2% YoY
35%
NIM 1.3%
-75.1% YoY-66.9% QoQ
-2.8% 4.0%
+4.0% YoY
5.0%
+56.5% YoY
3.8%
+4.1% YoY
Bottom 1.5% in tier
Efficiency Ratio 80.0%
+156.4% YoY-1.3% QoQ
-10.6% 90.6%
+6.5% YoY
81.3%
-2.7% YoY
84.6%
+2.8% YoY
46%
Delinquency Rate 3.9%
-35.3% YoY-69.3% QoQ
+2.4 1.5%
+3.8% YoY
0.6%
-45.1% YoY
1.2%
+3.4% YoY
Bottom 7.9% in tier
Loan To Share 57.1%
+0.5% YoY-7.0% QoQ
-1.4% 58.5%
-3.0% YoY
67.3%
-0.6% YoY
65.6%
-1.4% YoY
48%
AMR $11,381
+11.9% YoY-1.1% QoQ
$-4K $14,884
-1.7% YoY
$28,733
+1.2% YoY
$19,920
+1.6% YoY
35%
CD Concentration 0.0% -24.3% 24.3% 21.6% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 9.0% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (6 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.45%
#1 of 2508 Top 0.1% in <100M tier
180
AMR Growth Rate
growth
Value: 11.89%
Peer Median: 1.27%
#180 of 2508 Top 7.1% in <100M tier
341
Net Worth Ratio
risk
Value: 23.29%
Peer Median: 14.28%
#341 of 2508 Top 13.6% in <100M tier
510
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.07%
#510 of 2508 Top 20.3% in <100M tier

Top Weaknesses (8 metrics)

2508
Members Per Employee (MPE)
engagement
Value: -
Peer Median: 333.750
#2508 of 2508 Bottom 0.1% in <100M tier
2496
Total Members
engagement
Value: 68
Peer Median: 1,918
#2496 of 2508 Bottom 0.5% in <100M tier
2471
Net Interest Margin (NIM)
profitability
Value: 1.25%
Peer Median: 3.83%
#2471 of 2508 Bottom 1.5% in <100M tier
2412
Total Assets
balance_sheet
Value: $644,510
Peer Median: $21.86M
#2412 of 2508 Bottom 3.9% in <100M tier
2409
Total Deposits
balance_sheet
Value: $492,592
Peer Median: $18.77M
#2409 of 2508 Bottom 4.0% in <100M tier
2390
Member Growth Rate
growth
Value: -11.69%
Peer Median: -1.37%
#2390 of 2508 Bottom 4.7% in <100M tier
2380
Total Loans
balance_sheet
Value: $281,337
Peer Median: $9.48M
#2380 of 2508 Bottom 5.1% in <100M tier
2310
Total Delinquency Rate (60+ days)
risk
Value: 3.94%
Peer Median: 0.65%
#2310 of 2508 Bottom 7.9% in <100M tier
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