BlastPoint's Credit Union Scorecard
LOS ANGELES LEE
Charter #16570 · CA
LOS ANGELES LEE faces 8 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.30% below tier average
- - Efficiency ratio 22.32% above tier (higher cost structure)
- - Delinquency rate 1.71% above tier average
- - Member decline: -2.9% YoY
- - Members Per Employee (MPE): Bottom 0.1% in tier
- - Total Members: Bottom 0.5% in tier
- - Net Interest Margin (NIM): Bottom 1.8% in tier
- - Total Assets: Bottom 3.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 85 that size in California.
- Shares and deposits -4.1% year over year ($494K in shares and deposits).
- Membership: 67 members, -2.9% vs a year ago.
- Delinquency rate 3.26%.
- Return on assets 0.19%.
- Efficiency ratio 111.09% vs a 88.77% peer average.
- Loan-to-share ratio 57.10% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
67
-2.9% YoY-1.5% QoQ
|
-2.5K |
2,585
-1.7% YoY
|
67,400
+7.3% YoY
|
34,678
+6.6% YoY
|
Bottom 0.5% in tier |
| Assets |
$644,027
-3.4% YoY-0.1% QoQ
|
$-29.6M |
$30.3M
+1.5% YoY
|
$1.4B
+10.3% YoY
|
$593.1M
+10.2% YoY
|
Bottom 3.7% in tier |
| Loans |
$282,089
-7.9% YoY+0.3% QoQ
|
$-15.2M |
$15.5M
-1.7% YoY
|
$958.9M
+10.2% YoY
|
$418.6M
+10.1% YoY
|
Bottom 5.2% in tier |
| Deposits |
$494,035
-4.1% YoY+0.3% QoQ
|
$-25.3M |
$25.8M
+1.1% YoY
|
$1.2B
+11.1% YoY
|
$504.8M
+10.3% YoY
|
Bottom 3.8% in tier |
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| ROA |
0.2%
-91.3% YoY-35.9% QoQ
|
-1.3% |
1.5%
+241.5% YoY
|
2.5%
+328.4% YoY
|
1.2%
+121.4% YoY
|
Bottom 12.2% in tier |
| NIM |
1.5%
-64.3% YoY+17.9% QoQ
|
-2.4% |
3.9%
+0.9% YoY
|
3.4%
+4.4% YoY
|
3.8%
+2.3% YoY
|
Bottom 1.7% in tier |
| Efficiency Ratio |
111.1%
+135.5% YoY+38.8% QoQ
|
+22.3% |
88.8%
-6.9% YoY
|
79.7%
-4.5% YoY
|
83.0%
-5.3% YoY
|
Bottom 7.6% in tier |
| Delinquency Rate |
3.3%
-85.8% YoY-17.3% QoQ
|
+1.7 |
1.5%
+2.1% YoY
|
0.7%
-14.3% YoY
|
1.3%
+2.6% YoY
|
Bottom 11.8% in tier |
| Loan To Share |
57.1%
-4.0% YoY-0.0% QoQ
|
-1.8% |
58.9%
-3.1% YoY
|
69.0%
+0.5% YoY
|
66.4%
-1.4% YoY
|
48% |
| AMR |
$11,584
-2.7% YoY+1.8% QoQ
|
$-3K |
$14,963
-6.8% YoY
|
$29,171
+2.5% YoY
|
$20,028
-0.9% YoY
|
36% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 22.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 9.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)