BlastPoint's Credit Union Scorecard
COPPER BASIN
Charter #16773 · TN
COPPER BASIN demonstrates 8 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 2.34% above tier average
- + Net Interest Margin 1.23% above tier average
- + Fee Income Per Member: Top 2.0% in tier
- + Net Charge-Off Rate: Top 2.0% in tier
- + Total Loans: Top 3.3% in tier
- + Asset Growth Rate: Top 5.9% in tier
- + Deposit Growth Rate: Top 6.3% in tier
- + Total Members: Top 7.9% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,181
+3.9% YoY+0.9% QoQ
|
+3.5K |
2,676
+1.6% YoY
|
21,412
+3.7% YoY
|
33,913
+5.7% YoY
|
Top 8.0% in tier |
| Assets |
$69.4M
+11.3% YoY-0.0% QoQ
|
+$39.3M |
$30.2M
+1.3% YoY
|
$379.6M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
Top 12.5% in tier |
| Loans |
$53.8M
+6.3% YoY+1.6% QoQ
|
+$38.5M |
$15.3M
-2.0% YoY
|
$279.0M
+7.7% YoY
|
$402.4M
+8.7% YoY
|
Top 3.4% in tier |
| Deposits |
$59.8M
+11.7% YoY-0.6% QoQ
|
+$34.0M |
$25.8M
+0.7% YoY
|
$319.1M
+8.0% YoY
|
$494.3M
+9.1% YoY
|
Top 12.3% in tier |
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| ROA |
2.5%
-9.9% YoY+36.2% QoQ
|
+2.3% |
0.1%
-77.6% YoY
|
0.6%
-5.0% YoY
|
0.4%
-39.2% YoY
|
Top 3.2% in tier |
| NIM |
5.2%
-4.6% YoY+0.3% QoQ
|
+1.2% |
4.0%
+4.0% YoY
|
3.9%
+5.1% YoY
|
3.8%
+4.1% YoY
|
Top 8.7% in tier |
| Efficiency Ratio |
67.8%
-4.4% YoY-5.7% QoQ
|
-22.8% |
90.6%
+6.5% YoY
|
79.6%
+1.7% YoY
|
84.6%
+2.8% YoY
|
22% |
| Delinquency Rate |
0.1%
-12.8% YoY-86.3% QoQ
|
-1.4 |
1.5%
+3.8% YoY
|
0.9%
-14.5% YoY
|
1.2%
+3.4% YoY
|
24% |
| Loan To Share |
90.0%
-4.8% YoY+2.2% QoQ
|
+31.5% |
58.5%
-3.0% YoY
|
68.3%
-1.5% YoY
|
65.6%
-1.4% YoY
|
Top 8.3% in tier |
| AMR |
$18,375
+5.0% YoY-0.5% QoQ
|
+$3K |
$14,884
-1.7% YoY
|
$18,957
+3.0% YoY
|
$19,920
+1.6% YoY
|
71% |
| CD Concentration |
26.6%
+37.4% YoY-1.5% QoQ
|
+2.3% | 24.3% | 22.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)