BlastPoint's Credit Union Scorecard
CONCORDIA PARISH SCHOOL EMP
Charter #17396 · LA
CONCORDIA PARISH SCHOOL EMP has 3 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.53% above tier average
- + Net Interest Margin 0.81% above tier average
- + Net Charge-Off Rate: Top 10.0% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 4.64% above tier average
- - Total Delinquency Rate (60+ days): Bottom 4.5% in tier
- - Average Member Relationship (AMR): Bottom 5.2% in tier
- - Loan-to-Member Ratio (LMR): Bottom 7.9% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,369
+0.4% YoY0% QoQ
|
-1.3K |
2,676
+1.6% YoY
|
9,512
+2.6% YoY
|
33,913
+5.7% YoY
|
38% |
| Assets |
$3.2M
+0.5% YoY+2.7% QoQ
|
$-27.0M |
$30.2M
+1.3% YoY
|
$128.1M
+5.9% YoY
|
$578.3M
+9.0% YoY
|
Bottom 13.6% in tier |
| Loans |
$1.8M
-10.6% YoY-9.0% QoQ
|
$-13.5M |
$15.3M
-2.0% YoY
|
$89.6M
+5.7% YoY
|
$402.4M
+8.7% YoY
|
17% |
| Deposits |
$2.9M
+0.4% YoY+2.9% QoQ
|
$-22.9M |
$25.8M
+0.7% YoY
|
$109.6M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
Bottom 15.0% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.7%
+39.5% YoY+186.2% QoQ
|
+0.5% |
0.1%
-77.6% YoY
|
0.1%
-79.1% YoY
|
0.4%
-39.2% YoY
|
54% |
| NIM |
4.8%
-27.0% YoY-21.0% QoQ
|
+0.8% |
4.0%
+4.0% YoY
|
4.2%
-0.4% YoY
|
3.8%
+4.1% YoY
|
Top 14.7% in tier |
| Efficiency Ratio |
88.2%
-5.8% YoY-2.3% QoQ
|
-2.4% |
90.6%
+6.5% YoY
|
88.0%
+2.9% YoY
|
84.6%
+2.8% YoY
|
66% |
| Delinquency Rate |
6.1%
+145.1% YoY+216.5% QoQ
|
+4.6 |
1.5%
+3.8% YoY
|
1.7%
-21.7% YoY
|
1.2%
+3.4% YoY
|
Bottom 4.5% in tier |
| Loan To Share |
63.2%
-11.0% YoY-11.6% QoQ
|
+4.7% |
58.5%
-3.0% YoY
|
68.2%
-2.4% YoY
|
65.6%
-1.4% YoY
|
57% |
| AMR |
$3,408
-4.6% YoY-2.1% QoQ
|
$-11K |
$14,884
-1.7% YoY
|
$13,483
+2.5% YoY
|
$19,920
+1.6% YoY
|
Bottom 5.2% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 14.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)