BlastPoint's Credit Union Scorecard
PRINCE GEORGE'S COMMUNITY
Charter #18271 · MD
PRINCE GEORGE'S COMMUNITY has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.34% above tier average
- + Net Interest Margin 0.50% above tier average
Key Concerns
Areas that may need attention
- - Credit Quality Pressure: Bottom 50.0% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 1,024 credit unions with $100M-$500M in assets nationally, and 1 of 16 that size in Maryland.
- Shares and deposits +5.8% year over year ($289M in shares and deposits).
- Membership: 19,713 members, -0.3% vs a year ago.
- Delinquency rate 0.84%.
- Return on assets 1.20%.
- Efficiency ratio 69.01% vs a 76.73% peer average.
- Loan-to-share ratio 67.67% vs a 71.54% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
19,713
-0.3% YoY0% QoQ
|
+4.5K |
15,168
-2.6% YoY
|
36,510
+7.3% YoY
|
34,678
+6.6% YoY
|
76% |
| Assets |
$337.0M
+6.4% YoY+1.8% QoQ
|
+$105.0M |
$232.0M
+0.7% YoY
|
$678.8M
+11.6% YoY
|
$593.1M
+10.2% YoY
|
80% |
| Loans |
$195.4M
+0.4% YoY-0.1% QoQ
|
+$49.1M |
$146.3M
+0.2% YoY
|
$482.2M
+10.0% YoY
|
$418.6M
+10.1% YoY
|
74% |
| Deposits |
$288.7M
+5.8% YoY+1.6% QoQ
|
+$88.0M |
$200.7M
+0.2% YoY
|
$576.6M
+11.4% YoY
|
$504.8M
+10.3% YoY
|
80% |
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| ROA |
1.2%
-2.4% YoY+16.3% QoQ
|
+0.3% |
0.9%
+12.5% YoY
|
0.7%
+24.7% YoY
|
1.2%
+121.4% YoY
|
76% |
| NIM |
4.2%
-1.5% YoY+2.0% QoQ
|
+0.5% |
3.7%
+4.5% YoY
|
3.4%
-0.6% YoY
|
3.8%
+2.3% YoY
|
80% |
| Efficiency Ratio |
69.0%
+1.3% YoY-2.0% QoQ
|
-7.7% |
76.7%
-0.8% YoY
|
84.7%
+4.5% YoY
|
83.0%
-5.3% YoY
|
24% |
| Delinquency Rate |
0.8%
+12.5% YoY-3.1% QoQ
|
+0.0 |
0.9%
+6.6% YoY
|
1.2%
+2.8% YoY
|
1.3%
+2.6% YoY
|
59% |
| Loan To Share |
67.7%
-5.1% YoY-1.7% QoQ
|
-3.9% |
71.5%
-0.3% YoY
|
63.7%
-0.8% YoY
|
66.4%
-1.4% YoY
|
39% |
| AMR |
$24,557
+3.8% YoY+0.9% QoQ
|
$-549 |
$25,107
+3.2% YoY
|
$21,403
+4.3% YoY
|
$20,028
-0.9% YoY
|
58% |
| CD Concentration |
21.3%
-3.9% YoY-2.2% QoQ
|
-3.3% | 24.6% | 21.7% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 7.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (1)
Credit Quality Pressure
riskDelinquencies are rising year-over-year. Credit risk is building - they may need better underwriting tools.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)