BlastPoint's Credit Union Scorecard
ACADIANA MEDICAL
Charter #19249 · LA
ACADIANA MEDICAL has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.45% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.44% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 107 that size in Louisiana.
- Shares and deposits -4.6% year over year ($10.0M in shares and deposits).
- Membership: 1,428 members, -1.7% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 1.05%.
- Efficiency ratio 79.00% vs a 88.77% peer average.
- Loan-to-share ratio 60.05% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,428
-1.7% YoY-0.3% QoQ
|
-1.2K |
2,585
-1.7% YoY
|
9,550
+2.7% YoY
|
34,678
+6.6% YoY
|
39% |
| Assets |
$13.5M
-2.4% YoY-0.9% QoQ
|
$-16.8M |
$30.3M
+1.5% YoY
|
$130.2M
+7.1% YoY
|
$593.1M
+10.2% YoY
|
38% |
| Loans |
$6.0M
-11.7% YoY-2.5% QoQ
|
$-9.4M |
$15.5M
-1.7% YoY
|
$92.6M
+7.3% YoY
|
$418.6M
+10.1% YoY
|
39% |
| Deposits |
$10.0M
-4.6% YoY-1.5% QoQ
|
$-15.8M |
$25.8M
+1.1% YoY
|
$111.6M
+7.6% YoY
|
$504.8M
+10.3% YoY
|
36% |
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| ROA |
1.1%
-50.5% YoY+2.1% QoQ
|
-0.4% |
1.5%
+241.5% YoY
|
1.1%
+258.0% YoY
|
1.2%
+121.4% YoY
|
63% |
| NIM |
4.3%
-7.0% YoY-0.7% QoQ
|
+0.4% |
3.9%
+0.9% YoY
|
4.2%
-0.2% YoY
|
3.8%
+2.3% YoY
|
71% |
| Efficiency Ratio |
79.0%
+28.8% YoY-0.0% QoQ
|
-9.8% |
88.8%
-6.9% YoY
|
89.3%
+0.7% YoY
|
83.0%
-5.3% YoY
|
46% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
2.0%
+21.9% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
60.1%
-7.4% YoY-1.0% QoQ
|
+1.2% |
58.9%
-3.1% YoY
|
68.1%
-2.7% YoY
|
66.4%
-1.4% YoY
|
52% |
| AMR |
$11,256
-5.8% YoY-1.5% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$13,536
+2.7% YoY
|
$20,028
-0.9% YoY
|
34% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 15.1% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)