BlastPoint's Credit Union Scorecard
ACADIANA MEDICAL
Charter #19249 · LA
ACADIANA MEDICAL has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.34% above tier average
- + Net Interest Margin 0.97% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Net Charge-Off Rate: Top 7.7% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.8% YoY
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,437
-2.8% YoY-0.6% QoQ
|
-1.2K |
2,615
-1.9% YoY
|
9,309
+1.0% YoY
|
33,374
+5.7% YoY
|
39% |
| Assets |
$13.3M
-4.2% YoY-1.4% QoQ
|
$-16.8M |
$30.1M
+2.1% YoY
|
$122.7M
+4.8% YoY
|
$561.6M
+9.7% YoY
|
38% |
| Loans |
$6.6M
-8.3% YoY-0.5% QoQ
|
$-9.2M |
$15.8M
-1.3% YoY
|
$87.2M
+3.5% YoY
|
$397.0M
+8.8% YoY
|
40% |
| Deposits |
$9.9M
-7.8% YoY-2.5% QoQ
|
$-15.8M |
$25.7M
+1.4% YoY
|
$104.9M
+5.6% YoY
|
$477.3M
+9.7% YoY
|
36% |
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| ROA |
2.0%
-11.0% YoY-0.4% QoQ
|
+1.3% |
0.6%
+10.8% YoY
|
0.3%
+12.6% YoY
|
0.7%
+15.9% YoY
|
Top 7.4% in tier |
| NIM |
4.9%
+6.3% YoY+3.8% QoQ
|
+1.0% |
4.0%
+4.0% YoY
|
4.2%
+2.9% YoY
|
3.8%
+5.1% YoY
|
84% |
| Efficiency Ratio |
65.4%
+15.1% YoY+1.3% QoQ
|
-17.2% |
82.6%
-2.3% YoY
|
85.6%
-13.2% YoY
|
79.7%
-3.3% YoY
|
19% |
| Delinquency Rate | 0.0% | -1.6 |
1.6%
-3.1% YoY
|
1.9%
-8.2% YoY
|
1.3%
-2.1% YoY
|
Top 0.1% in tier |
| Loan To Share |
66.5%
-0.6% YoY+2.0% QoQ
|
+5.9% |
60.6%
-3.1% YoY
|
71.2%
-2.0% YoY
|
67.4%
-1.7% YoY
|
59% |
| AMR |
$11,456
-5.4% YoY-1.1% QoQ
|
$-3K |
$14,783
-1.4% YoY
|
$13,375
+3.1% YoY
|
$19,687
+2.0% YoY
|
36% |
| CD Concentration | 0.0% | -24.4% | 24.4% | 15.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)