BlastPoint's Credit Union Scorecard
LOCAL 50 PLUMBERS & STEAMFTRS
Charter #19723 · OH
LOCAL 50 PLUMBERS & STEAMFTRS demonstrates 2 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.88% above tier average
- + Members Per Employee (MPE): Top 2.4% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,709
+2.3% YoY-6.0% QoQ
|
-967 |
2,676
+1.6% YoY
|
16,936
+6.2% YoY
|
33,913
+5.7% YoY
|
45% |
| Assets |
$11.3M
+2.8% YoY-0.3% QoQ
|
$-18.8M |
$30.2M
+1.3% YoY
|
$257.9M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
34% |
| Loans |
$6.0M
-12.1% YoY-4.1% QoQ
|
$-9.3M |
$15.3M
-2.0% YoY
|
$174.2M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
38% |
| Deposits |
$9.6M
+1.3% YoY-0.6% QoQ
|
$-16.2M |
$25.8M
+0.7% YoY
|
$221.5M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
35% |
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| ROA |
1.0%
-23.8% YoY-36.3% QoQ
|
+0.9% |
0.1%
-77.6% YoY
|
0.6%
+16.1% YoY
|
0.4%
-39.2% YoY
|
70% |
| NIM |
3.9%
-8.7% YoY-6.9% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.7%
+1.7% YoY
|
3.8%
+4.1% YoY
|
54% |
| Efficiency Ratio |
72.4%
+5.3% YoY+17.4% QoQ
|
-18.3% |
90.6%
+6.5% YoY
|
82.0%
-2.0% YoY
|
84.6%
+2.8% YoY
|
29% |
| Delinquency Rate |
0.2%
+70.5% YoY-83.4% QoQ
|
-1.3 |
1.5%
+3.8% YoY
|
1.4%
+35.7% YoY
|
1.2%
+3.4% YoY
|
28% |
| Loan To Share |
62.1%
-13.3% YoY-3.4% QoQ
|
+3.6% |
58.5%
-3.0% YoY
|
61.3%
-2.1% YoY
|
65.6%
-1.4% YoY
|
55% |
| AMR |
$9,096
-6.4% YoY+4.3% QoQ
|
$-6K |
$14,884
-1.7% YoY
|
$17,686
+5.3% YoY
|
$19,920
+1.6% YoY
|
24% |
| CD Concentration | 0.0% | -24.3% | 24.3% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)