BlastPoint's Credit Union Scorecard
TEAMSTERS LOCAL UNION #270
Charter #20550 · LA
TEAMSTERS LOCAL UNION #270 has 3 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.80% above tier average
- + Net Interest Margin 0.28% above tier average
- + Asset Growth Rate: Top 8.6% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 3.82% above tier average
- - Loan-to-Member Ratio (LMR): Bottom 2.2% in tier
- - Average Member Relationship (AMR): Bottom 2.8% in tier
- - Total Loans: Bottom 3.4% in tier
- - Loan-to-Share Ratio: Bottom 3.6% in tier
- - Total Assets: Bottom 5.3% in tier
- - Total Delinquency Rate (60+ days): Bottom 5.6% in tier
- - Total Deposits: Bottom 5.9% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
499
0% YoY0% QoQ
|
-2.2K |
2,676
+1.6% YoY
|
9,512
+2.6% YoY
|
33,913
+5.7% YoY
|
Bottom 13.8% in tier |
| Assets |
$999,901
+9.2% YoY+2.3% QoQ
|
$-29.2M |
$30.2M
+1.3% YoY
|
$128.1M
+5.9% YoY
|
$578.3M
+9.0% YoY
|
Bottom 5.3% in tier |
| Loans |
$139,833
-8.1% YoY+0.9% QoQ
|
$-15.1M |
$15.3M
-2.0% YoY
|
$89.6M
+5.7% YoY
|
$402.4M
+8.7% YoY
|
Bottom 3.4% in tier |
| Deposits |
$847,064
+7.8% YoY+2.6% QoQ
|
$-24.9M |
$25.8M
+0.7% YoY
|
$109.6M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
Bottom 5.9% in tier |
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| ROA |
0.9%
-40.3% YoY-6.4% QoQ
|
+0.8% |
0.1%
-77.6% YoY
|
0.1%
-79.1% YoY
|
0.4%
-39.2% YoY
|
67% |
| NIM |
4.3%
+2.9% YoY-6.2% QoQ
|
+0.3% |
4.0%
+4.0% YoY
|
4.2%
-0.4% YoY
|
3.8%
+4.1% YoY
|
70% |
| Efficiency Ratio |
78.7%
+23.7% YoY+3.3% QoQ
|
-11.9% |
90.6%
+6.5% YoY
|
88.0%
+2.9% YoY
|
84.6%
+2.8% YoY
|
43% |
| Delinquency Rate |
5.3%
+456.0% YoY-21.6% QoQ
|
+3.8 |
1.5%
+3.8% YoY
|
1.7%
-21.7% YoY
|
1.2%
+3.4% YoY
|
Bottom 5.6% in tier |
| Loan To Share |
16.5%
-14.7% YoY-1.6% QoQ
|
-42.0% |
58.5%
-3.0% YoY
|
68.2%
-2.4% YoY
|
65.6%
-1.4% YoY
|
Bottom 3.5% in tier |
| AMR |
$1,978
+5.2% YoY+2.3% QoQ
|
$-13K |
$14,884
-1.7% YoY
|
$13,483
+2.5% YoY
|
$19,920
+1.6% YoY
|
Bottom 2.8% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 14.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)