BlastPoint's Credit Union Scorecard
TEAMSTERS LOCAL UNION #270
Charter #20550 · LA
TEAMSTERS LOCAL UNION #270 has 3 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.09% above tier average
- + Asset Growth Rate: Top 4.3% in tier
- + Deposit Growth Rate: Top 6.9% in tier
Key Concerns
Areas that may need attention
- - ROA 0.32% below tier average
- - Delinquency rate 4.39% above tier average
- - Loan-to-Member Ratio (LMR): Bottom 1.9% in tier
- - Average Member Relationship (AMR): Bottom 2.5% in tier
- - Loan-to-Share Ratio: Bottom 2.8% in tier
- - Total Loans: Bottom 3.0% in tier
- - Total Delinquency Rate (60+ days): Bottom 5.1% in tier
- - Total Assets: Bottom 5.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 107 that size in Louisiana.
- Shares and deposits +10.9% year over year ($883K in shares and deposits).
- Membership: 499 members, +0.2% vs a year ago.
- Delinquency rate 5.94%.
- Return on assets 1.17%.
- Efficiency ratio 71.82% vs a 88.77% peer average.
- Loan-to-share ratio 13.55% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
499
+0.2% YoY0% QoQ
|
-2.1K |
2,585
-1.7% YoY
|
9,550
+2.7% YoY
|
34,678
+6.6% YoY
|
Bottom 13.6% in tier |
| Assets |
$1.0M
+12.1% YoY+4.0% QoQ
|
$-29.2M |
$30.3M
+1.5% YoY
|
$130.2M
+7.1% YoY
|
$593.1M
+10.2% YoY
|
Bottom 5.5% in tier |
| Loans |
$119,701
-14.4% YoY-14.4% QoQ
|
$-15.3M |
$15.5M
-1.7% YoY
|
$92.6M
+7.3% YoY
|
$418.6M
+10.1% YoY
|
Bottom 2.9% in tier |
| Deposits |
$883,279
+10.9% YoY+4.3% QoQ
|
$-24.9M |
$25.8M
+1.1% YoY
|
$111.6M
+7.6% YoY
|
$504.8M
+10.3% YoY
|
Bottom 6.0% in tier |
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| ROA |
1.2%
+8.5% YoY+23.5% QoQ
|
-0.3% |
1.5%
+241.5% YoY
|
1.1%
+258.0% YoY
|
1.2%
+121.4% YoY
|
68% |
| NIM |
4.0%
-11.4% YoY-6.8% QoQ
|
+0.1% |
3.9%
+0.9% YoY
|
4.2%
-0.2% YoY
|
3.8%
+2.3% YoY
|
56% |
| Efficiency Ratio |
71.8%
+0.7% YoY-8.8% QoQ
|
-16.9% |
88.8%
-6.9% YoY
|
89.3%
+0.7% YoY
|
83.0%
-5.3% YoY
|
29% |
| Delinquency Rate |
5.9%
+11.6% QoQ
|
+4.4 |
1.5%
+2.1% YoY
|
2.0%
+21.9% YoY
|
1.3%
+2.6% YoY
|
Bottom 5.1% in tier |
| Loan To Share |
13.6%
-22.8% YoY-17.9% QoQ
|
-45.3% |
58.9%
-3.1% YoY
|
68.1%
-2.7% YoY
|
66.4%
-1.4% YoY
|
Bottom 2.7% in tier |
| AMR |
$2,010
+6.9% YoY+1.6% QoQ
|
$-13K |
$14,963
-6.8% YoY
|
$13,536
+2.7% YoY
|
$20,028
-0.9% YoY
|
Bottom 2.4% in tier |
| CD Concentration | 0.0% | -24.6% | 24.6% | 15.1% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)