BlastPoint's Credit Union Scorecard
ASA
Charter #21190 · CT
ASA has 3 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.98% above tier average
- + Net Interest Margin 0.09% above tier average
- + Net Charge-Off Rate: Top 5.3% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 3.45% above tier average
- - Member decline: -4.0% YoY
- - Total Delinquency Rate (60+ days): Bottom 6.1% in tier
- - Net Worth Ratio: Bottom 8.5% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,069
-4.0% YoY-0.7% QoQ
|
-1.6K |
2,676
+1.6% YoY
|
14,157
+8.2% YoY
|
33,913
+5.7% YoY
|
30% |
| Assets |
$12.3M
+4.9% YoY+10.9% QoQ
|
$-17.9M |
$30.2M
+1.3% YoY
|
$246.5M
+13.9% YoY
|
$578.3M
+9.0% YoY
|
36% |
| Loans |
$3.9M
+5.8% YoY+0.9% QoQ
|
$-11.4M |
$15.3M
-2.0% YoY
|
$136.3M
+13.4% YoY
|
$402.4M
+8.7% YoY
|
29% |
| Deposits |
$11.2M
+4.1% YoY+11.6% QoQ
|
$-14.5M |
$25.8M
+0.7% YoY
|
$217.1M
+13.8% YoY
|
$494.3M
+9.1% YoY
|
39% |
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| ROA |
1.1%
+217.7% YoY+17.8% QoQ
|
+1.0% |
0.1%
-77.6% YoY
|
0.6%
+218.7% YoY
|
0.4%
-39.2% YoY
|
74% |
| NIM |
4.1%
-9.8% YoY-12.7% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
3.6%
+1.6% YoY
|
3.8%
+4.1% YoY
|
62% |
| Efficiency Ratio |
71.3%
+9.2% YoY+5.4% QoQ
|
-19.4% |
90.6%
+6.5% YoY
|
83.6%
-6.8% YoY
|
84.6%
+2.8% YoY
|
27% |
| Delinquency Rate |
4.9%
+10.6% YoY-16.6% QoQ
|
+3.4 |
1.5%
+3.8% YoY
|
2.5%
+122.5% YoY
|
1.2%
+3.4% YoY
|
Bottom 6.1% in tier |
| Loan To Share |
34.4%
+1.7% YoY-9.6% QoQ
|
-24.1% |
58.5%
-3.0% YoY
|
52.8%
-1.3% YoY
|
65.6%
-1.4% YoY
|
15% |
| AMR |
$14,139
+8.8% YoY+9.4% QoQ
|
$-746 |
$14,884
-1.7% YoY
|
$17,581
+5.9% YoY
|
$19,920
+1.6% YoY
|
51% |
| CD Concentration |
10.0%
-12.9% YoY-21.7% QoQ
|
-14.3% | 24.3% | 14.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.5% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)