BlastPoint's Credit Union Scorecard
GREAT HORIZONS
Charter #22695 · IN
GREAT HORIZONS has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.67% above tier average
- + Net Interest Margin 2.58% above tier average
- + Net Charge-Off Rate: Top 8.1% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 1.82% above tier average
- - Member decline: -4.1% YoY
- - Loan Growth Rate: Bottom 7.4% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
440
-4.1% YoY-2.4% QoQ
|
-2.2K |
2,615
-1.9% YoY
|
22,624
+3.2% YoY
|
33,374
+5.7% YoY
|
Bottom 12.1% in tier |
| Assets |
$3.5M
+6.7% YoY-1.6% QoQ
|
$-26.6M |
$30.1M
+2.1% YoY
|
$390.3M
+10.1% YoY
|
$561.6M
+9.7% YoY
|
Bottom 14.6% in tier |
| Loans |
$2.2M
-17.9% YoY-5.7% QoQ
|
$-13.6M |
$15.8M
-1.3% YoY
|
$281.2M
+8.6% YoY
|
$397.0M
+8.8% YoY
|
19% |
| Deposits |
$2.7M
+5.8% YoY-2.8% QoQ
|
$-23.0M |
$25.7M
+1.4% YoY
|
$327.7M
+9.9% YoY
|
$477.3M
+9.7% YoY
|
Bottom 14.1% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
2.3%
+13.1% YoY+2.7% QoQ
|
+1.7% |
0.6%
+10.8% YoY
|
0.9%
+52.7% YoY
|
0.7%
+15.9% YoY
|
Top 4.0% in tier |
| NIM |
6.5%
-5.6% YoY-3.9% QoQ
|
+2.6% |
4.0%
+4.0% YoY
|
3.9%
+8.6% YoY
|
3.8%
+5.1% YoY
|
Top 2.1% in tier |
| Efficiency Ratio |
67.6%
-5.7% YoY-0.9% QoQ
|
-14.9% |
82.6%
-2.3% YoY
|
78.1%
-3.9% YoY
|
79.7%
-3.3% YoY
|
23% |
| Delinquency Rate |
3.4%
-11.2% YoY+3.8% QoQ
|
+1.8 |
1.6%
-3.1% YoY
|
1.3%
+9.0% YoY
|
1.3%
-2.1% YoY
|
Bottom 11.2% in tier |
| Loan To Share |
83.0%
-22.4% YoY-3.0% QoQ
|
+22.3% |
60.6%
-3.1% YoY
|
69.9%
+0.6% YoY
|
67.4%
-1.7% YoY
|
82% |
| AMR |
$11,025
-2.4% YoY-1.8% QoQ
|
$-4K |
$14,783
-1.4% YoY
|
$18,520
+5.2% YoY
|
$19,687
+2.0% YoY
|
33% |
| CD Concentration |
0.5%
-5.4% YoY+2.9% QoQ
|
-24.0% | 24.4% | 19.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 10.7% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)