BlastPoint's Credit Union Scorecard
GREAT HORIZONS
Charter #22695 · IN
GREAT HORIZONS has 1 strength but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 1.83% above tier average
Key Concerns
Areas that may need attention
- - ROA 0.32% below tier average
- - Delinquency rate 2.45% above tier average
- - Member decline: -7.3% YoY
- - Loan Growth Rate: Bottom 4.5% in tier
- - Total Delinquency Rate (60+ days): Bottom 8.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 71 that size in Indiana.
- Shares and deposits +2.0% year over year ($2.7M in shares and deposits).
- Membership: 420 members, -7.3% vs a year ago.
- Delinquency rate 4.00%.
- Return on assets 1.18%.
- Efficiency ratio 80.17% vs a 88.77% peer average.
- Loan-to-share ratio 68.34% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
420
-7.3% YoY0% QoQ
|
-2.2K |
2,585
-1.7% YoY
|
23,392
+5.7% YoY
|
34,678
+6.6% YoY
|
Bottom 11.6% in tier |
| Assets |
$3.6M
+2.7% YoY-4.3% QoQ
|
$-26.7M |
$30.3M
+1.5% YoY
|
$404.4M
+8.2% YoY
|
$593.1M
+10.2% YoY
|
Bottom 14.3% in tier |
| Loans |
$1.9M
-24.1% YoY-8.9% QoQ
|
$-13.6M |
$15.5M
-1.7% YoY
|
$288.6M
+8.1% YoY
|
$418.6M
+10.1% YoY
|
17% |
| Deposits |
$2.7M
+2.0% YoY-6.0% QoQ
|
$-23.1M |
$25.8M
+1.1% YoY
|
$337.5M
+7.0% YoY
|
$504.8M
+10.3% YoY
|
Bottom 14.4% in tier |
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| ROA |
1.2%
-40.6% YoY-8.8% QoQ
|
-0.3% |
1.5%
+241.5% YoY
|
1.6%
+105.9% YoY
|
1.2%
+121.4% YoY
|
69% |
| NIM |
5.7%
-16.7% YoY+0.1% QoQ
|
+1.8% |
3.9%
+0.9% YoY
|
3.9%
+3.1% YoY
|
3.8%
+2.3% YoY
|
Top 4.9% in tier |
| Efficiency Ratio |
80.2%
+11.1% YoY+2.4% QoQ
|
-8.6% |
88.8%
-6.9% YoY
|
105.3%
+31.6% YoY
|
83.0%
-5.3% YoY
|
48% |
| Delinquency Rate |
4.0%
+49.2% YoY+45.3% QoQ
|
+2.5 |
1.5%
+2.1% YoY
|
1.6%
+32.0% YoY
|
1.3%
+2.6% YoY
|
Bottom 8.7% in tier |
| Loan To Share |
68.3%
-25.5% YoY-3.1% QoQ
|
+9.5% |
58.9%
-3.1% YoY
|
68.6%
+0.4% YoY
|
66.4%
-1.4% YoY
|
64% |
| AMR |
$10,947
-3.5% YoY-7.2% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$18,349
+1.6% YoY
|
$20,028
-0.9% YoY
|
33% |
| CD Concentration |
0.4%
-1.8% YoY+6.4% QoQ
|
-24.1% | 24.6% | 19.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 11.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)