BlastPoint's Credit Union Scorecard
SEVIER COUNTY SCHOOLS
Charter #23060 · TN
SEVIER COUNTY SCHOOLS demonstrates 2 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 2.08% above tier average
- + Efficiency Ratio: Top 2.6% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,383
+0.6% YoY-0.1% QoQ
|
-1.3K |
2,676
+1.6% YoY
|
21,412
+3.7% YoY
|
33,913
+5.7% YoY
|
38% |
| Assets |
$14.1M
+5.7% YoY+10.0% QoQ
|
$-16.1M |
$30.2M
+1.3% YoY
|
$379.6M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
40% |
| Loans |
$5.5M
+1.9% YoY+1.9% QoQ
|
$-9.8M |
$15.3M
-2.0% YoY
|
$279.0M
+7.7% YoY
|
$402.4M
+8.7% YoY
|
37% |
| Deposits |
$11.2M
+4.4% YoY+12.1% QoQ
|
$-14.6M |
$25.8M
+0.7% YoY
|
$319.1M
+8.0% YoY
|
$494.3M
+9.1% YoY
|
38% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
2.2%
-15.8% YoY-2.6% QoQ
|
+2.1% |
0.1%
-77.6% YoY
|
0.6%
-5.0% YoY
|
0.4%
-39.2% YoY
|
Top 4.5% in tier |
| NIM |
3.8%
-6.5% YoY-11.9% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
3.9%
+5.1% YoY
|
3.8%
+4.1% YoY
|
48% |
| Efficiency Ratio |
42.7%
+10.7% YoY-1.0% QoQ
|
-47.9% |
90.6%
+6.5% YoY
|
79.6%
+1.7% YoY
|
84.6%
+2.8% YoY
|
Top 2.6% in tier |
| Delinquency Rate | 0.1% | -1.4 |
1.5%
+3.8% YoY
|
0.9%
-14.5% YoY
|
1.2%
+3.4% YoY
|
21% |
| Loan To Share |
49.2%
-2.4% YoY-9.1% QoQ
|
-9.3% |
58.5%
-3.0% YoY
|
68.3%
-1.5% YoY
|
65.6%
-1.4% YoY
|
35% |
| AMR |
$12,063
+3.0% YoY+8.7% QoQ
|
$-3K |
$14,884
-1.7% YoY
|
$18,957
+3.0% YoY
|
$19,920
+1.6% YoY
|
39% |
| CD Concentration |
12.0%
-9.9% YoY-8.1% QoQ
|
-12.3% | 24.3% | 22.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)