MORTON
Charter #24511 | MA
<100M
(2596 CUs)
Micro
($0-$500M)
68 <100M in MA
MORTON demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.42% above tier average
- + Net Interest Margin 0.05% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Loan Growth Rate: Top 3.1% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (MA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,065
+3.0% YoY+0.9% QoQ
|
-1.6K |
2,625
-2.2% YoY
|
27,447
+2.6% YoY
|
33,089
+6.1% YoY
|
30th in tier |
| Assets |
$9.8M
+8.0% YoY-0.7% QoQ
|
$-20.0M |
$29.9M
+1.1% YoY
|
$440.2M
+4.2% YoY
|
$547.7M
+7.8% YoY
|
32nd in tier |
| Loans |
$6.1M
+20.4% YoY+9.0% QoQ
|
$-9.7M |
$15.8M
-2.4% YoY
|
$341.2M
+2.4% YoY
|
$388.7M
+8.6% YoY
|
38th in tier |
| Deposits |
$8.6M
+7.4% YoY-1.3% QoQ
|
$-16.8M |
$25.5M
+0.4% YoY
|
$366.8M
+5.5% YoY
|
$464.6M
+9.3% YoY
|
33rd in tier |
| ROA |
1.1%
-41.2% YoY+29.3% QoQ
|
+0.4% |
0.7%
-731.4% YoY
|
0.7%
+17.3% YoY
|
0.7%
+273.4% YoY
|
66th in tier |
| NIM |
4.0%
-19.6% YoY+4.6% QoQ
|
+0.0% |
3.9%
+3.8% YoY
|
3.3%
+3.8% YoY
|
3.7%
+5.0% YoY
|
54th in tier |
| Efficiency Ratio |
69.6%
+28.7% YoY-3.2% QoQ
|
-11.8% |
81.4%
-2.4% YoY
|
80.4%
-4.7% YoY
|
79.1%
-3.3% YoY
|
31st in tier |
| Delinquency Rate |
0.0%
-98.9% YoY-77.2% QoQ
|
-1.5 |
1.5%
-2.0% YoY
|
0.9%
-6.0% YoY
|
1.2%
-0.9% YoY
|
Bottom 13.1% in tier |
| Loan To Share |
70.6%
+12.2% YoY+10.4% QoQ
|
+9.4% |
61.2%
-3.0% YoY
|
74.2%
-1.7% YoY
|
68.0%
-1.7% YoY
|
63rd in tier |
| AMR |
$13,836
+9.1% YoY+1.9% QoQ
|
$-791 |
$14,627
-2.7% YoY
|
$24,707
+3.7% YoY
|
$19,418
+1.3% YoY
|
51st in tier |
| CD Concentration |
18.4%
+118.0% YoY+0.3% QoQ
|
-6.0% |
24.4%
+4.2% YoY
|
24.8%
+8.8% YoY
|
19.6%
+6.2% YoY
|
50th in tier |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.8% YoY
|
2.6%
-15.5% YoY
|
7.9%
-2.9% YoY
|
50th in tier |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (8 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: 2.84%
#1 of 2596
Top 0.0% in <100M tier
81
Loan Growth Rate
growth
Value:
20.42%
Peer Avg: 59.01%
#81 of 2596
Top 3.1% in <100M tier
284
AMR Growth Rate
growth
Value:
9.14%
Peer Avg: 4.67%
#284 of 2596
Top 10.9% in <100M tier
318
Members Per Employee (MPE)
engagement
Value:
532.500
Peer Avg: 365.701
#318 of 2596
Top 12.2% in <100M tier
321
Member Growth Rate
growth
Value:
3.00%
Peer Avg: 14.92%
#321 of 2596
Top 12.3% in <100M tier
342
Asset Growth Rate
growth
Value:
7.99%
Peer Avg: 1.82%
#342 of 2596
Top 13.1% in <100M tier
342
Total Delinquency Rate (60+ days)
risk
Value:
0.01%
Peer Avg: 1.51%
#342 of 2596
Top 13.1% in <100M tier
399
Deposit Growth Rate
growth
Value:
7.37%
Peer Avg: 16.80%
#399 of 2596
Top 15.3% in <100M tier
Top Weaknesses (0 metrics)
No weakness rankings available