BlastPoint's Credit Union Scorecard
POST OFFICE EMPLOYEES
Charter #24712 · LA
POST OFFICE EMPLOYEES has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Fee Income Per Member: Top 5.7% in tier
Key Concerns
Areas that may need attention
- - ROA 1.21% below tier average
- - Delinquency rate 1.05% above tier average
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,087
+0.7% YoY+1.1% QoQ
|
+2.5K |
2,585
-1.7% YoY
|
9,550
+2.7% YoY
|
34,678
+6.6% YoY
|
Top 12.8% in tier |
| Assets |
$60.4M
+1.3% YoY+1.1% QoQ
|
+$30.2M |
$30.3M
+1.5% YoY
|
$130.2M
+7.1% YoY
|
$593.1M
+10.2% YoY
|
83% |
| Loans |
$29.8M
+5.5% YoY+5.3% QoQ
|
+$14.3M |
$15.5M
-1.7% YoY
|
$92.6M
+7.3% YoY
|
$418.6M
+10.1% YoY
|
83% |
| Deposits |
$53.4M
+2.0% YoY+1.3% QoQ
|
+$27.6M |
$25.8M
+1.1% YoY
|
$111.6M
+7.6% YoY
|
$504.8M
+10.3% YoY
|
84% |
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| ROA |
0.3%
-48.1% YoY-163.2% QoQ
|
-1.2% |
1.5%
+241.5% YoY
|
1.1%
+258.0% YoY
|
1.2%
+121.4% YoY
|
17% |
| NIM |
3.9%
+58.0% YoY+2.2% QoQ
|
+0.0% |
3.9%
+0.9% YoY
|
4.2%
-0.2% YoY
|
3.8%
+2.3% YoY
|
54% |
| Efficiency Ratio |
82.7%
+4.2% YoY-8.1% QoQ
|
-6.0% |
88.8%
-6.9% YoY
|
89.3%
+0.7% YoY
|
83.0%
-5.3% YoY
|
55% |
| Delinquency Rate |
2.6%
-9.4% YoY+25.9% QoQ
|
+1.0 |
1.5%
+2.1% YoY
|
2.0%
+21.9% YoY
|
1.3%
+2.6% YoY
|
84% |
| Loan To Share |
55.8%
+3.4% YoY+4.0% QoQ
|
-3.1% |
58.9%
-3.1% YoY
|
68.1%
-2.7% YoY
|
66.4%
-1.4% YoY
|
46% |
| AMR |
$16,361
+2.5% YoY+1.6% QoQ
|
+$1K |
$14,963
-6.8% YoY
|
$13,536
+2.7% YoY
|
$20,028
-0.9% YoY
|
62% |
| CD Concentration |
19.0%
-0.6% YoY-4.4% QoQ
|
-5.5% | 24.6% | 15.1% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)