BlastPoint's Credit Union Scorecard
DN COMMUNITY
Charter #24720 · OH
DN COMMUNITY has 3 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 3.85% above tier average
- + Net Interest Margin 2.46% above tier average
- + Net Charge-Off Rate: Top 0.2% in tier
Key Concerns
Areas that may need attention
- - Member decline: -6.0% YoY
- - Asset Growth Rate: Bottom 0.7% in tier
- - Deposit Growth Rate: Bottom 0.8% in tier
- - AMR Growth Rate: Bottom 1.2% in tier
- - Loan Growth Rate: Bottom 2.2% in tier
- - Indirect Auto Concentration (%): Bottom 9.9% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,821
-6.0% YoY-1.4% QoQ
|
+144 |
2,676
+1.6% YoY
|
16,936
+6.2% YoY
|
33,913
+5.7% YoY
|
65% |
| Assets |
$20.6M
-26.3% YoY+4.1% QoQ
|
$-9.6M |
$30.2M
+1.3% YoY
|
$257.9M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
48% |
| Loans |
$16.1M
-32.0% YoY-6.8% QoQ
|
+$798K |
$15.3M
-2.0% YoY
|
$174.2M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
64% |
| Deposits |
$18.5M
-28.3% YoY+3.5% QoQ
|
$-7.3M |
$25.8M
+0.7% YoY
|
$221.5M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
50% |
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| ROA |
4.0%
-992.8% YoY+1027.9% QoQ
|
+3.9% |
0.1%
-77.6% YoY
|
0.6%
+16.1% YoY
|
0.4%
-39.2% YoY
|
Top 1.0% in tier |
| NIM |
6.5%
+52.5% YoY+15.9% QoQ
|
+2.5% |
4.0%
+4.0% YoY
|
3.7%
+1.7% YoY
|
3.8%
+4.1% YoY
|
Top 2.4% in tier |
| Efficiency Ratio |
78.4%
-19.4% YoY-9.7% QoQ
|
-12.2% |
90.6%
+6.5% YoY
|
82.0%
-2.0% YoY
|
84.6%
+2.8% YoY
|
42% |
| Delinquency Rate |
0.9%
-35.8% YoY+6.3% QoQ
|
-0.6 |
1.5%
+3.8% YoY
|
1.4%
+35.7% YoY
|
1.2%
+3.4% YoY
|
60% |
| Loan To Share |
87.1%
-5.3% YoY-10.0% QoQ
|
+28.6% |
58.5%
-3.0% YoY
|
61.3%
-2.1% YoY
|
65.6%
-1.4% YoY
|
Top 10.3% in tier |
| AMR |
$12,246
-25.6% YoY-0.2% QoQ
|
$-3K |
$14,884
-1.7% YoY
|
$17,686
+5.3% YoY
|
$19,920
+1.6% YoY
|
40% |
| CD Concentration |
4.6%
-84.3% YoY-23.9% QoQ
|
-19.6% | 24.3% | 19.4% | 19.8% | 50% |
| Indirect Auto % |
6.6%
-50.7% YoY-4.0% QoQ
|
-7.2% | 13.8% | 11.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)