BlastPoint's Credit Union Scorecard
DN COMMUNITY
Charter #24720 · OH
DN COMMUNITY has 3 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.57% above tier average
- + Net Interest Margin 2.22% above tier average
- + Net Charge-Off Rate: Top 0.7% in tier
Key Concerns
Areas that may need attention
- - Member decline: -7.6% YoY
- - Asset Growth Rate: Bottom 0.6% in tier
- - Deposit Growth Rate: Bottom 0.7% in tier
- - AMR Growth Rate: Bottom 1.6% in tier
- - Loan Growth Rate: Bottom 3.2% in tier
- - Member Growth Rate: Bottom 9.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 97 that size in Ohio.
- Shares and deposits -28.7% year over year ($17.6M in shares and deposits).
- Membership: 2,753 members, -7.6% vs a year ago.
- Delinquency rate 0.35%.
- Return on assets 2.06%.
- Efficiency ratio 85.79% vs a 88.77% peer average.
- Loan-to-share ratio 85.48% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,753
-7.6% YoY-2.4% QoQ
|
+167 |
2,585
-1.7% YoY
|
18,978
+16.2% YoY
|
34,678
+6.6% YoY
|
64% |
| Assets |
$19.8M
-25.5% YoY-4.3% QoQ
|
$-10.5M |
$30.3M
+1.5% YoY
|
$292.1M
+20.6% YoY
|
$593.1M
+10.2% YoY
|
47% |
| Loans |
$15.1M
-27.9% YoY-6.3% QoQ
|
$-392K |
$15.5M
-1.7% YoY
|
$203.0M
+21.8% YoY
|
$418.6M
+10.1% YoY
|
62% |
| Deposits |
$17.6M
-28.7% YoY-4.6% QoQ
|
$-8.2M |
$25.8M
+1.1% YoY
|
$251.0M
+21.0% YoY
|
$504.8M
+10.3% YoY
|
49% |
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| ROA |
2.1%
-569.1% YoY-48.5% QoQ
|
+0.6% |
1.5%
+241.5% YoY
|
0.9%
+55.0% YoY
|
1.2%
+121.4% YoY
|
Top 8.9% in tier |
| NIM |
6.1%
+50.9% YoY-5.4% QoQ
|
+2.2% |
3.9%
+0.9% YoY
|
3.7%
+2.2% YoY
|
3.8%
+2.3% YoY
|
Top 3.0% in tier |
| Efficiency Ratio |
85.8%
-8.6% YoY+9.4% QoQ
|
-3.0% |
88.8%
-6.9% YoY
|
79.2%
-2.1% YoY
|
83.0%
-5.3% YoY
|
62% |
| Delinquency Rate |
0.4%
-70.8% YoY-59.3% QoQ
|
-1.2 |
1.5%
+2.1% YoY
|
1.1%
-6.2% YoY
|
1.3%
+2.6% YoY
|
34% |
| Loan To Share |
85.5%
+1.0% YoY-1.8% QoQ
|
+26.6% |
58.9%
-3.1% YoY
|
60.7%
-4.2% YoY
|
66.4%
-1.4% YoY
|
Top 13.7% in tier |
| AMR |
$11,875
-22.4% YoY-3.0% QoQ
|
$-3K |
$14,963
-6.8% YoY
|
$18,171
+7.2% YoY
|
$20,028
-0.9% YoY
|
38% |
| CD Concentration |
1.6%
-94.1% YoY-66.5% QoQ
|
-23.0% | 24.6% | 19.2% | 20.0% | 50% |
| Indirect Auto % |
6.1%
-11.5% YoY-8.2% QoQ
|
-7.5% | 13.6% | 11.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)