BlastPoint's Credit Union Scorecard
FARMERS
Charter #26 · FL
FARMERS has 1 strength but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.50% above tier average
Key Concerns
Areas that may need attention
- - Loan-to-Share Ratio: Bottom 9.2% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (FL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,142
-2.0% YoY-0.2% QoQ
|
-1.5K |
2,676
+1.6% YoY
|
74,034
+8.9% YoY
|
33,913
+5.7% YoY
|
32% |
| Assets |
$22.3M
-0.5% YoY+2.1% QoQ
|
$-7.9M |
$30.2M
+1.3% YoY
|
$1.2B
+11.7% YoY
|
$578.3M
+9.0% YoY
|
51% |
| Loans |
$5.4M
-8.4% YoY-4.3% QoQ
|
$-9.9M |
$15.3M
-2.0% YoY
|
$841.5M
+13.6% YoY
|
$402.4M
+8.7% YoY
|
36% |
| Deposits |
$19.9M
-1.0% YoY+2.3% QoQ
|
$-5.9M |
$25.8M
+0.7% YoY
|
$1.0B
+12.4% YoY
|
$494.3M
+9.1% YoY
|
52% |
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| ROA |
0.6%
-11.2% YoY-4.8% QoQ
|
+0.5% |
0.1%
-77.6% YoY
|
0.6%
-11.7% YoY
|
0.4%
-39.2% YoY
|
51% |
| NIM |
3.3%
+8.0% YoY-1.0% QoQ
|
-0.8% |
4.0%
+4.0% YoY
|
3.6%
+2.7% YoY
|
3.8%
+4.1% YoY
|
27% |
| Efficiency Ratio |
85.8%
+1.3% YoY+1.9% QoQ
|
-4.9% |
90.6%
+6.5% YoY
|
80.0%
+2.7% YoY
|
84.6%
+2.8% YoY
|
60% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
0.6%
+6.2% YoY
|
1.2%
+3.4% YoY
|
Top 13.8% in tier |
| Loan To Share |
27.2%
-7.4% YoY-6.5% QoQ
|
-31.3% |
58.5%
-3.0% YoY
|
70.1%
+1.4% YoY
|
65.6%
-1.4% YoY
|
Bottom 9.1% in tier |
| AMR |
$22,169
-0.7% YoY+1.0% QoQ
|
+$7K |
$14,884
-1.7% YoY
|
$23,044
+4.5% YoY
|
$19,920
+1.6% YoY
|
Top 15.0% in tier |
| CD Concentration |
20.9%
+14.7% YoY-0.2% QoQ
|
-3.4% | 24.3% | 24.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 10.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)