BlastPoint's Credit Union Scorecard
HOLYOKE COMMUNITY
Charter #2818 · CO
HOLYOKE COMMUNITY has 5 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.84% above tier average
- + Asset Growth Rate: Top 5.1% in tier
- + Deposit Growth Rate: Top 6.2% in tier
- + Average Member Relationship (AMR): Top 7.4% in tier
- + Loan-to-Member Ratio (LMR): Top 7.5% in tier
Key Concerns
Areas that may need attention
- - First Mortgage Concentration (%): Bottom 1.7% in tier
- - Net Worth Ratio: Bottom 4.8% in tier
- - Share Certificate Concentration (%): Bottom 6.6% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,947
+0.3% YoY+0.9% QoQ
|
+270 |
2,676
+1.6% YoY
|
45,987
+29.5% YoY
|
33,913
+5.7% YoY
|
67% |
| Assets |
$50.1M
+11.9% YoY+5.3% QoQ
|
+$19.9M |
$30.2M
+1.3% YoY
|
$896.2M
+38.1% YoY
|
$578.3M
+9.0% YoY
|
77% |
| Loans |
$30.3M
+4.9% YoY+3.1% QoQ
|
+$15.0M |
$15.3M
-2.0% YoY
|
$687.4M
+35.9% YoY
|
$402.4M
+8.7% YoY
|
83% |
| Deposits |
$45.9M
+11.8% YoY+5.6% QoQ
|
+$20.2M |
$25.8M
+0.7% YoY
|
$753.9M
+36.7% YoY
|
$494.3M
+9.1% YoY
|
79% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.0%
+65.1% YoY+5.7% QoQ
|
+0.8% |
0.1%
-77.6% YoY
|
0.5%
+3.7% YoY
|
0.4%
-39.2% YoY
|
68% |
| NIM |
3.3%
+3.0% YoY+0.3% QoQ
|
-0.7% |
4.0%
+4.0% YoY
|
3.5%
+0.5% YoY
|
3.8%
+4.1% YoY
|
30% |
| Efficiency Ratio |
73.4%
-11.8% YoY-1.4% QoQ
|
-17.2% |
90.6%
+6.5% YoY
|
80.2%
-2.9% YoY
|
84.6%
+2.8% YoY
|
32% |
| Delinquency Rate |
0.9%
-61.4% YoY+3.8% QoQ
|
-0.6 |
1.5%
+3.8% YoY
|
1.0%
+37.3% YoY
|
1.2%
+3.4% YoY
|
62% |
| Loan To Share |
65.9%
-6.2% YoY-2.4% QoQ
|
+7.4% |
58.5%
-3.0% YoY
|
71.5%
-0.6% YoY
|
65.6%
-1.4% YoY
|
61% |
| AMR |
$25,858
+8.6% YoY+3.7% QoQ
|
+$11K |
$14,884
-1.7% YoY
|
$24,339
+6.3% YoY
|
$19,920
+1.6% YoY
|
Top 7.4% in tier |
| CD Concentration |
41.4%
-1.6% YoY-5.3% QoQ
|
+17.1% | 24.3% | 26.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)