BlastPoint's Credit Union Scorecard
SAN ANGELO
Charter #3080 · TX
SAN ANGELO has 1 strength but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.09% above tier average
Key Concerns
Areas that may need attention
- - Member decline: -2.8% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 239 that size in Texas.
- Shares and deposits +1.9% year over year ($35.1M in shares and deposits).
- Membership: 3,801 members, -2.8% vs a year ago.
- Delinquency rate 0.73%.
- Return on assets 1.59%.
- Efficiency ratio 62.57% vs a 88.77% peer average.
- Loan-to-share ratio 57.42% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,801
-2.8% YoY-2.6% QoQ
|
+1.2K |
2,585
-1.7% YoY
|
27,284
+2.5% YoY
|
34,678
+6.6% YoY
|
77% |
| Assets |
$40.6M
+3.2% YoY-0.4% QoQ
|
+$10.3M |
$30.3M
+1.5% YoY
|
$429.8M
+5.9% YoY
|
$593.1M
+10.2% YoY
|
70% |
| Loans |
$20.2M
+7.6% YoY+1.0% QoQ
|
+$4.7M |
$15.5M
-1.7% YoY
|
$305.6M
+4.5% YoY
|
$418.6M
+10.1% YoY
|
71% |
| Deposits |
$35.1M
+1.9% YoY-0.9% QoQ
|
+$9.3M |
$25.8M
+1.1% YoY
|
$357.0M
+5.3% YoY
|
$504.8M
+10.3% YoY
|
70% |
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| ROA |
1.6%
-0.5% YoY+14.3% QoQ
|
+0.1% |
1.5%
+241.5% YoY
|
1.4%
-298.3% YoY
|
1.2%
+121.4% YoY
|
82% |
| NIM |
3.7%
+0.2% YoY+0.2% QoQ
|
-0.2% |
3.9%
+0.9% YoY
|
3.9%
+2.6% YoY
|
3.8%
+2.3% YoY
|
42% |
| Efficiency Ratio |
62.6%
+1.8% YoY-5.4% QoQ
|
-26.2% |
88.8%
-6.9% YoY
|
89.3%
-7.8% YoY
|
83.0%
-5.3% YoY
|
Top 14.2% in tier |
| Delinquency Rate |
0.7%
+22.6% YoY+29.4% QoQ
|
-0.8 |
1.5%
+2.1% YoY
|
1.3%
+10.3% YoY
|
1.3%
+2.6% YoY
|
51% |
| Loan To Share |
57.4%
+5.6% YoY+1.9% QoQ
|
-1.5% |
58.9%
-3.1% YoY
|
70.0%
-2.3% YoY
|
66.4%
-1.4% YoY
|
48% |
| AMR |
$14,556
+6.9% YoY+2.4% QoQ
|
$-406 |
$14,963
-6.8% YoY
|
$17,919
+2.5% YoY
|
$20,028
-0.9% YoY
|
53% |
| CD Concentration |
10.2%
-23.4% YoY-22.0% QoQ
|
-14.4% | 24.6% | 21.6% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)