BlastPoint's Credit Union Scorecard
PITTSBURGH
Charter #422 · PA
PITTSBURGH has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.02% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + AMR Growth Rate: Top 4.5% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 0.80% above tier (higher cost structure)
- - Member decline: -13.7% YoY
- - Member Growth Rate: Bottom 3.1% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,337
-13.7% YoY+0.1% QoQ
|
-1.3K |
2,615
-1.9% YoY
|
17,996
+7.1% YoY
|
33,374
+5.7% YoY
|
37% |
| Assets |
$11.4M
+5.8% YoY-0.7% QoQ
|
$-18.7M |
$30.1M
+2.1% YoY
|
$296.9M
+12.6% YoY
|
$561.6M
+9.7% YoY
|
35% |
| Loans |
$3.6M
-3.3% YoY+2.6% QoQ
|
$-12.1M |
$15.8M
-1.3% YoY
|
$199.3M
+10.4% YoY
|
$397.0M
+8.8% YoY
|
27% |
| Deposits |
$9.6M
+0.3% YoY-6.9% QoQ
|
$-16.1M |
$25.7M
+1.4% YoY
|
$254.8M
+12.3% YoY
|
$477.3M
+9.7% YoY
|
35% |
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| ROA |
0.6%
-18.8% YoY+20.2% QoQ
|
+0.0% |
0.6%
+10.8% YoY
|
0.6%
-8.3% YoY
|
0.7%
+15.9% YoY
|
48% |
| NIM |
3.6%
-7.8% YoY+1.9% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
3.5%
+3.8% YoY
|
3.8%
+5.1% YoY
|
36% |
| Efficiency Ratio |
83.4%
+3.2% YoY-2.0% QoQ
|
+0.8% |
82.6%
-2.3% YoY
|
76.7%
-2.4% YoY
|
79.7%
-3.3% YoY
|
59% |
| Delinquency Rate |
0.4%
-78.6% YoY-68.2% QoQ
|
-1.2 |
1.6%
-3.1% YoY
|
1.3%
-10.1% YoY
|
1.3%
-2.1% YoY
|
34% |
| Loan To Share |
38.0%
-3.6% YoY+10.2% QoQ
|
-22.6% |
60.6%
-3.1% YoY
|
54.3%
-3.4% YoY
|
67.4%
-1.7% YoY
|
17% |
| AMR |
$9,877
+15.1% YoY-4.5% QoQ
|
$-5K |
$14,783
-1.4% YoY
|
$16,567
+4.7% YoY
|
$19,687
+2.0% YoY
|
28% |
| CD Concentration |
3.9%
-32.3% YoY-5.3% QoQ
|
-20.6% | 24.4% | 15.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)