BlastPoint's Credit Union Scorecard
ALLWEALTH
Charter #5845 · OH
ALLWEALTH has 6 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.04% above tier average
- + Net Interest Margin 0.43% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Net Charge-Off Rate: Top 6.5% in tier
- + Asset Growth Rate: Top 7.8% in tier
- + Deposit Growth Rate: Top 8.8% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.12% above tier average
- - First Mortgage Concentration (%): Bottom 8.5% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,187
-1.8% YoY-1.4% QoQ
|
-428 |
2,615
-1.9% YoY
|
16,819
+5.2% YoY
|
33,374
+5.7% YoY
|
55% |
| Assets |
$32.2M
+10.7% YoY+6.5% QoQ
|
+$2.1M |
$30.1M
+2.1% YoY
|
$253.6M
+9.4% YoY
|
$561.6M
+9.7% YoY
|
62% |
| Loans |
$18.6M
-0.9% YoY+0.5% QoQ
|
+$2.9M |
$15.8M
-1.3% YoY
|
$173.0M
+7.8% YoY
|
$397.0M
+8.8% YoY
|
68% |
| Deposits |
$28.3M
+10.6% YoY+7.0% QoQ
|
+$2.6M |
$25.7M
+1.4% YoY
|
$217.1M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
63% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.7%
+3.5% YoY+1.6% QoQ
|
+1.0% |
0.6%
+10.8% YoY
|
0.4%
-22.9% YoY
|
0.7%
+15.9% YoY
|
Top 12.2% in tier |
| NIM |
4.4%
-2.3% YoY-1.6% QoQ
|
+0.4% |
4.0%
+4.0% YoY
|
3.8%
+3.7% YoY
|
3.8%
+5.1% YoY
|
70% |
| Efficiency Ratio |
68.2%
+0.7% YoY-1.0% QoQ
|
-14.4% |
82.6%
-2.3% YoY
|
82.6%
+2.4% YoY
|
79.7%
-3.3% YoY
|
24% |
| Delinquency Rate |
1.7%
+101.8% YoY+1.8% QoQ
|
+0.1 |
1.6%
-3.1% YoY
|
1.6%
+33.3% YoY
|
1.3%
-2.1% YoY
|
74% |
| Loan To Share |
65.9%
-10.4% YoY-6.1% QoQ
|
+5.3% |
60.6%
-3.1% YoY
|
63.0%
-2.6% YoY
|
67.4%
-1.7% YoY
|
58% |
| AMR |
$21,458
+7.6% YoY+5.7% QoQ
|
+$7K |
$14,783
-1.4% YoY
|
$17,423
+5.7% YoY
|
$19,687
+2.0% YoY
|
84% |
| CD Concentration |
7.1%
+19.7% YoY-1.3% QoQ
|
-17.4% | 24.4% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)