BlastPoint's Credit Union Scorecard
PARK MANOR CHRISTIAN CHURCH
Charter #60923 · IL
PARK MANOR CHRISTIAN CHURCH has 4 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.42% above tier average
- + Strong member growth: 8.3% YoY
- + Fee Income Per Member: Top 0.9% in tier
- + Member Growth Rate: Top 4.8% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 9.69% above tier average
- - Members Per Employee (MPE): Bottom 0.1% in tier
- - Total Delinquency Rate (60+ days): Bottom 1.8% in tier
- - Total Loans: Bottom 4.9% in tier
- - Total Deposits: Bottom 5.2% in tier
- - Average Member Relationship (AMR): Bottom 5.6% in tier
- - Loan-to-Member Ratio (LMR): Bottom 5.7% in tier
- - Total Members: Bottom 7.2% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 127 that size in Illinois.
- Shares and deposits -0.6% year over year ($741K in shares and deposits).
- Membership: 275 members, +8.3% vs a year ago.
- Delinquency rate 11.24%.
- Return on assets 2.91%.
- Efficiency ratio 70.71% vs a 88.77% peer average.
- Loan-to-share ratio 36.04% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
275
+8.3% YoY+9.1% QoQ
|
-2.3K |
2,585
-1.7% YoY
|
23,254
+11.8% YoY
|
34,678
+6.6% YoY
|
Bottom 7.1% in tier |
| Assets |
$1.5M
+4.0% YoY-2.0% QoQ
|
$-28.8M |
$30.3M
+1.5% YoY
|
$427.8M
+15.2% YoY
|
$593.1M
+10.2% YoY
|
Bottom 7.3% in tier |
| Loans |
$266,930
-3.7% YoY+4.9% QoQ
|
$-15.2M |
$15.5M
-1.7% YoY
|
$298.4M
+15.0% YoY
|
$418.6M
+10.1% YoY
|
Bottom 4.9% in tier |
| Deposits |
$740,585
-0.6% YoY+0.1% QoQ
|
$-25.1M |
$25.8M
+1.1% YoY
|
$358.8M
+15.8% YoY
|
$504.8M
+10.3% YoY
|
Bottom 5.2% in tier |
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| ROA |
2.9%
-59.2% YoY-23.4% QoQ
|
+1.4% |
1.5%
+241.5% YoY
|
1.1%
+953.5% YoY
|
1.2%
+121.4% YoY
|
Top 4.3% in tier |
| NIM |
3.0%
-8.2% YoY-13.5% QoQ
|
-0.9% |
3.9%
+0.9% YoY
|
3.7%
+1.5% YoY
|
3.8%
+2.3% YoY
|
15% |
| Efficiency Ratio |
70.7%
+23.3% YoY+24.4% QoQ
|
-18.1% |
88.8%
-6.9% YoY
|
84.5%
-59.6% YoY
|
83.0%
-5.3% YoY
|
28% |
| Delinquency Rate |
11.2%
-60.0% YoY+0.5% QoQ
|
+9.7 |
1.5%
+2.1% YoY
|
1.3%
-18.5% YoY
|
1.3%
+2.6% YoY
|
Bottom 1.8% in tier |
| Loan To Share |
36.0%
-3.1% YoY+4.8% QoQ
|
-22.8% |
58.9%
-3.1% YoY
|
60.1%
-3.0% YoY
|
66.4%
-1.4% YoY
|
17% |
| AMR |
$3,664
-9.0% YoY-7.2% QoQ
|
$-11K |
$14,963
-6.8% YoY
|
$15,331
+1.7% YoY
|
$20,028
-0.9% YoY
|
Bottom 5.5% in tier |
| CD Concentration | 0.0% | -24.6% | 24.6% | 14.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)