BlastPoint's Credit Union Scorecard
NEW HORIZON
Charter #616 · OH
NEW HORIZON demonstrates 7 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.76% above tier average
- + Net Interest Margin 0.03% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Fee Income Per Member: Top 1.4% in tier
- + Asset Growth Rate: Top 5.4% in tier
- + Member Growth Rate: Top 9.2% in tier
- + Deposit Growth Rate: Top 9.4% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,141
+3.8% YoY+1.1% QoQ
|
+515 |
2,625
-2.2% YoY
|
16,553
+5.8% YoY
|
33,089
+6.1% YoY
|
69% |
| Assets |
$40.9M
+12.0% YoY+0.5% QoQ
|
+$11.0M |
$29.9M
+1.1% YoY
|
$245.2M
+8.8% YoY
|
$547.7M
+7.8% YoY
|
71% |
| Loans |
$29.3M
-5.4% YoY-0.5% QoQ
|
+$13.5M |
$15.8M
-2.4% YoY
|
$170.6M
+8.7% YoY
|
$388.7M
+8.6% YoY
|
81% |
| Deposits |
$34.3M
+9.7% YoY+0.7% QoQ
|
+$8.8M |
$25.5M
+0.4% YoY
|
$209.1M
+9.7% YoY
|
$464.6M
+9.3% YoY
|
69% |
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| ROA |
1.4%
+86.8% YoY+13.7% QoQ
|
+0.8% |
0.7%
-731.4% YoY
|
0.5%
-7.3% YoY
|
0.7%
+273.4% YoY
|
79% |
| NIM |
4.0%
+2.5% YoY-0.6% QoQ
|
+0.0% |
3.9%
+3.8% YoY
|
3.7%
+3.3% YoY
|
3.7%
+5.0% YoY
|
53% |
| Efficiency Ratio |
67.7%
-13.2% YoY-5.8% QoQ
|
-13.7% |
81.4%
-2.4% YoY
|
83.9%
+3.6% YoY
|
79.1%
-3.3% YoY
|
26% |
| Delinquency Rate |
0.3%
-5.6% YoY+79.6% QoQ
|
-1.2 |
1.5%
-2.0% YoY
|
1.5%
+29.9% YoY
|
1.2%
-0.9% YoY
|
32% |
| Loan To Share |
85.4%
-13.8% YoY-1.2% QoQ
|
+24.2% |
61.2%
-3.0% YoY
|
63.8%
-2.4% YoY
|
68.0%
-1.7% YoY
|
84% |
| AMR |
$20,246
-1.5% YoY-0.9% QoQ
|
+$6K |
$14,627
-2.7% YoY
|
$17,099
+5.9% YoY
|
$19,418
+1.3% YoY
|
80% |
| CD Concentration |
32.3%
+5.6% YoY-0.1% QoQ
|
+7.9% |
24.4%
+4.2% YoY
|
19.2%
+8.0% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
11.2%
-0.8% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)