BlastPoint's Credit Union Scorecard
JONES METHODIST CHURCH
Charter #64892 · CA
JONES METHODIST CHURCH faces 8 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.17% below tier average
- - Efficiency ratio 49.32% above tier (higher cost structure)
- - Member decline: -13.7% YoY
- - Total Delinquency Rate (60+ days): Bottom 0.0% in tier
- - Net Charge-Off Rate: Bottom 0.0% in tier
- - Indirect Auto Concentration (%): Bottom 0.0% in tier
- - First Mortgage Concentration (%): Bottom 0.0% in tier
- - Total Loans: Bottom 0.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
226
-13.7% YoY-10.3% QoQ
|
-2.5K |
2,676
+1.6% YoY
|
57,202
-0.9% YoY
|
33,913
+5.7% YoY
|
Bottom 5.2% in tier |
| Assets |
$256,762
-19.3% YoY-1.0% QoQ
|
$-29.9M |
$30.2M
+1.3% YoY
|
$1.2B
+0.4% YoY
|
$578.3M
+9.0% YoY
|
Bottom 1.4% in tier |
| Loans |
$0.0
-100.0% YoY
|
$-15.3M |
$15.3M
-2.0% YoY
|
$813.8M
+0.1% YoY
|
$402.4M
+8.7% YoY
|
Bottom 0.1% in tier |
| Deposits |
$209,155
-21.6% YoY-0.4% QoQ
|
$-25.6M |
$25.8M
+0.7% YoY
|
$1.0B
+1.2% YoY
|
$494.3M
+9.1% YoY
|
Bottom 1.6% in tier |
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| ROA |
-1.0%
+516.6% YoY+31.2% QoQ
|
-1.2% |
0.1%
-77.6% YoY
|
2.1%
+290.7% YoY
|
0.4%
-39.2% YoY
|
Bottom 8.2% in tier |
| NIM |
2.6%
+671.7% YoY+171.7% QoQ
|
-1.4% |
4.0%
+4.0% YoY
|
5.0%
+56.5% YoY
|
3.8%
+4.1% YoY
|
Bottom 9.1% in tier |
| Efficiency Ratio |
140.0%
-6.7% YoY-57.1% QoQ
|
+49.3% |
90.6%
+6.5% YoY
|
81.3%
-2.7% YoY
|
84.6%
+2.8% YoY
|
Bottom 3.5% in tier |
| Delinquency Rate | - | - |
1.5%
+3.8% YoY
|
0.6%
-45.1% YoY
|
1.2%
+3.4% YoY
|
- |
| Loan To Share |
0.0%
-100.0% YoY
|
-58.5% |
58.5%
-3.0% YoY
|
67.3%
-0.6% YoY
|
65.6%
-1.4% YoY
|
Bottom 0.1% in tier |
| AMR |
$925.5
-13.2% YoY+11.1% QoQ
|
$-14K |
$14,884
-1.7% YoY
|
$28,733
+1.2% YoY
|
$19,920
+1.6% YoY
|
Bottom 0.9% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 21.6% | 19.8% | 50% |
| Indirect Auto % | - | - | 13.8% | 9.0% | 7.7% | - |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)