BlastPoint's Credit Union Scorecard
SERVICE
Charter #66530 · WI
SERVICE demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.06% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Loan-to-Share Ratio: Top 4.6% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
995
-1.6% YoY-0.2% QoQ
|
-1.6K |
2,615
-1.9% YoY
|
38,882
+6.1% YoY
|
33,374
+5.7% YoY
|
28% |
| Assets |
$12.4M
-1.2% YoY-3.7% QoQ
|
$-17.8M |
$30.1M
+2.1% YoY
|
$734.5M
+12.6% YoY
|
$561.6M
+9.7% YoY
|
37% |
| Loans |
$9.3M
-1.2% YoY-2.6% QoQ
|
$-6.5M |
$15.8M
-1.3% YoY
|
$568.1M
+11.9% YoY
|
$397.0M
+8.8% YoY
|
49% |
| Deposits |
$9.4M
-2.1% YoY-4.8% QoQ
|
$-16.3M |
$25.7M
+1.4% YoY
|
$617.8M
+12.3% YoY
|
$477.3M
+9.7% YoY
|
35% |
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| ROA |
0.7%
+30.6% YoY+2.5% QoQ
|
+0.1% |
0.6%
+10.8% YoY
|
0.9%
+14.0% YoY
|
0.7%
+15.9% YoY
|
50% |
| NIM |
3.3%
+11.4% YoY+2.7% QoQ
|
-0.6% |
4.0%
+4.0% YoY
|
3.7%
+4.8% YoY
|
3.8%
+5.1% YoY
|
28% |
| Efficiency Ratio |
80.1%
-4.3% YoY+1.3% QoQ
|
-2.4% |
82.6%
-2.3% YoY
|
75.8%
-1.1% YoY
|
79.7%
-3.3% YoY
|
51% |
| Delinquency Rate | 0.0% | -1.6 |
1.6%
-3.1% YoY
|
1.5%
+86.3% YoY
|
1.3%
-2.1% YoY
|
Top 0.1% in tier |
| Loan To Share |
98.7%
+1.0% YoY+2.3% QoQ
|
+38.1% |
60.6%
-3.1% YoY
|
80.0%
-0.6% YoY
|
67.4%
-1.7% YoY
|
Top 4.7% in tier |
| AMR |
$18,736
-0.1% YoY-3.5% QoQ
|
+$4K |
$14,783
-1.4% YoY
|
$23,366
+4.9% YoY
|
$19,687
+2.0% YoY
|
74% |
| CD Concentration |
28.5%
-3.5% YoY+0.5% QoQ
|
+4.1% | 24.4% | 21.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)