✦ Missed CU Wrapped 2025? Read the full Year in Review →

BlastPoint's Credit Union Scorecard

POLICE

Charter #66663 · WI

<100M
2437 CUs in <100M nationally 49 in WI

POLICE has 1 strength but faces 8 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Loan-to-Share Ratio: Top 0.8% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.80% below tier average
  • - Delinquency rate 1.94% above tier average
  • - Total Members: Bottom 2.5% in tier
  • - Fee Income Per Member: Bottom 3.0% in tier
  • - Total Assets: Bottom 4.6% in tier
  • - Total Deposits: Bottom 5.0% in tier
  • - Members Per Employee (MPE): Bottom 9.0% in tier
  • - Net Interest Margin (NIM): Bottom 9.8% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 49 that size in Wisconsin.
  • Shares and deposits -5.2% year over year ($730K in shares and deposits).
  • Membership: 137 members, +0.0% vs a year ago.
  • Delinquency rate 3.49%.
  • Return on assets 0.69%.
  • Efficiency ratio 69.34% vs a 88.77% peer average.
  • Loan-to-share ratio 114.35% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (WI) National Avg Tier Percentile
Members 137
0% YoY0% QoQ
-2.4K 2,585
-1.7% YoY
40,085
+5.1% YoY
34,678
+6.6% YoY
Bottom 2.4% in tier
Assets $905,102
-4.2% YoY+0.8% QoQ
$-29.4M $30.3M
+1.5% YoY
$782.0M
+12.1% YoY
$593.1M
+10.2% YoY
Bottom 4.6% in tier
Loans $834,450
-3.9% YoY+6.6% QoQ
$-14.6M $15.5M
-1.7% YoY
$600.2M
+11.1% YoY
$418.6M
+10.1% YoY
Bottom 10.1% in tier
Deposits $729,722
-5.2% YoY+0.7% QoQ
$-25.1M $25.8M
+1.1% YoY
$658.6M
+12.2% YoY
$504.8M
+10.3% YoY
Bottom 5.0% in tier

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 0.7%
-41.7% YoY+109.8% QoQ
-0.8% 1.5%
+241.5% YoY
1.0%
+81.4% YoY
1.2%
+121.4% YoY
43%
NIM 2.7%
+0.1% YoY+1.1% QoQ
-1.2% 3.9%
+0.9% YoY
3.7%
+9.7% YoY
3.8%
+2.3% YoY
Bottom 9.7% in tier
Efficiency Ratio 69.3%
+35.3% YoY-16.0% QoQ
-19.4% 88.8%
-6.9% YoY
75.5%
-0.0% YoY
83.0%
-5.3% YoY
25%
Delinquency Rate 3.5%
+344.1% YoY+699.9% QoQ
+1.9 1.5%
+2.1% YoY
0.8%
-17.5% YoY
1.3%
+2.6% YoY
Bottom 11.0% in tier
Loan To Share 114.4%
+1.4% YoY+5.8% QoQ
+55.5% 58.9%
-3.1% YoY
79.3%
-0.8% YoY
66.4%
-1.4% YoY
Top 0.9% in tier
AMR $11,417
-4.5% YoY+3.8% QoQ
$-4K $14,963
-6.8% YoY
$24,272
+7.8% YoY
$20,028
-0.9% YoY
35%
CD Concentration 0.0% -24.6% 24.6% 21.6% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 8.4% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (7 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.77%
#1 of 2437 Top 0.1% in <100M tier
21
Loan-to-Share Ratio
balance_sheet
Value: 114.35%
Peer Median: 58.67%
#21 of 2437 Top 0.8% in <100M tier
343
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.18%
#343 of 2437 Top 14.0% in <100M tier
606
Efficiency Ratio
profitability
Value: 69.34%
Peer Median: 80.65%
#606 of 2437 Top 24.8% in <100M tier
608
Net Worth Ratio
risk
Value: 19.38%
Peer Median: 14.28%
#608 of 2437 Top 24.9% in <100M tier

Top Weaknesses (11 metrics)

2377
Total Members
engagement
Value: 137
Peer Median: 1,902
#2377 of 2437 Bottom 2.5% in <100M tier
2364
Fee Income Per Member
profitability
Value: $0.00
Peer Median: $63.89
#2364 of 2437 Bottom 3.0% in <100M tier
2325
Total Assets
balance_sheet
Value: $905,102
Peer Median: $21.91M
#2325 of 2437 Bottom 4.6% in <100M tier
2315
Total Deposits
balance_sheet
Value: $729,722
Peer Median: $18.69M
#2315 of 2437 Bottom 5.0% in <100M tier
2218
Members Per Employee (MPE)
engagement
Value: 137.000
Peer Median: 328.333
#2218 of 2437 Bottom 9.0% in <100M tier
2200
Net Interest Margin (NIM)
profitability
Value: 2.69%
Peer Median: 3.87%
#2200 of 2437 Bottom 9.8% in <100M tier
2191
Total Loans
balance_sheet
Value: $834,450
Peer Median: $9.49M
#2191 of 2437 Bottom 10.1% in <100M tier
2171
Total Delinquency Rate (60+ days)
risk
Value: 3.49%
Peer Median: 0.70%
#2171 of 2437 Bottom 11.0% in <100M tier
2017
Deposit Growth Rate
growth
Value: -5.25%
Peer Median: 0.92%
#2017 of 2437 Bottom 17.3% in <100M tier
2006
Asset Growth Rate
growth
Value: -4.17%
Peer Median: 1.25%
#2006 of 2437 Bottom 17.7% in <100M tier
Link copied to clipboard!