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BlastPoint's Credit Union Scorecard

CONTAINER MUTUAL

Charter #67933 · FL

<100M
2508 CUs in <100M nationally 35 in FL

CONTAINER MUTUAL has 3 strengths but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.32% above tier average
  • + Total Delinquency Rate (60+ days): Top 0.1% in tier
  • + Net Worth Ratio: Top 1.3% in tier

Key Concerns

Areas that may need attention

  • - Member decline: -7.6% YoY
  • - Member Growth Rate: Bottom 9.3% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (FL) National Avg Tier Percentile
Members 557
-7.6% YoY-3.6% QoQ
-2.1K 2,676
+1.6% YoY
74,034
+8.9% YoY
33,913
+5.7% YoY
15%
Assets $5.8M
-1.4% YoY+1.2% QoQ
$-24.4M $30.2M
+1.3% YoY
$1.2B
+11.7% YoY
$578.3M
+9.0% YoY
22%
Loans $1.9M
-7.0% YoY-6.4% QoQ
$-13.4M $15.3M
-2.0% YoY
$841.5M
+13.6% YoY
$402.4M
+8.7% YoY
17%
Deposits $3.2M
-3.3% YoY+1.9% QoQ
$-22.6M $25.8M
+0.7% YoY
$1.0B
+12.4% YoY
$494.3M
+9.1% YoY
16%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.5%
+132.1% YoY-13.7% QoQ
+0.3% 0.1%
-77.6% YoY
0.6%
-11.7% YoY
0.4%
-39.2% YoY
43%
NIM 3.1%
+10.4% YoY-3.5% QoQ
-0.9% 4.0%
+4.0% YoY
3.6%
+2.7% YoY
3.8%
+4.1% YoY
21%
Efficiency Ratio 85.4%
-8.3% YoY+1.8% QoQ
-5.3% 90.6%
+6.5% YoY
80.0%
+2.7% YoY
84.6%
+2.8% YoY
59%
Delinquency Rate 0.0% -1.5 1.5%
+3.8% YoY
0.6%
+6.2% YoY
1.2%
+3.4% YoY
Top 0.1% in tier
Loan To Share 59.9%
-3.8% YoY-8.1% QoQ
+1.4% 58.5%
-3.0% YoY
70.1%
+1.4% YoY
65.6%
-1.4% YoY
52%
AMR $9,088
+3.2% YoY+2.4% QoQ
$-6K $14,884
-1.7% YoY
$23,044
+4.5% YoY
$19,920
+1.6% YoY
24%
CD Concentration 0.0% -24.3% 24.3% 24.4% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 10.8% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (4 metrics)

1
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.65%
#1 of 2508 Top 0.1% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.45%
#1 of 2508 Top 0.1% in <100M tier
34
Net Worth Ratio
risk
Value: 45.44%
Peer Median: 14.28%
#34 of 2508 Top 1.3% in <100M tier

Top Weaknesses (8 metrics)

2276
Member Growth Rate
growth
Value: -7.63%
Peer Median: -1.37%
#2276 of 2508 Bottom 9.3% in <100M tier
2125
Total Members
engagement
Value: 557
Peer Median: 1,918
#2125 of 2508 Bottom 15.3% in <100M tier
2106
Total Deposits
balance_sheet
Value: $3.16M
Peer Median: $18.77M
#2106 of 2508 Bottom 16.1% in <100M tier
2075
Total Loans
balance_sheet
Value: $1.90M
Peer Median: $9.48M
#2075 of 2508 Bottom 17.3% in <100M tier
1999
Fee Income Per Member
profitability
Value: $10.66
Peer Median: $60.42
#1999 of 2508 Bottom 20.3% in <100M tier
1976
Net Interest Margin (NIM)
profitability
Value: 3.10%
Peer Median: 3.83%
#1976 of 2508 Bottom 21.3% in <100M tier
1959
Total Assets
balance_sheet
Value: $5.83M
Peer Median: $21.86M
#1959 of 2508 Bottom 21.9% in <100M tier
1917
Average Member Relationship (AMR)
engagement
Value: $9,088
Peer Median: $13,926
#1917 of 2508 Bottom 23.6% in <100M tier
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