BlastPoint's Credit Union Scorecard
HOLY REDEEMER COMMUNITY OF SE WIS.
Charter #68044 · WI
<100M
2508 CUs in <100M nationally
51 in WI
HOLY REDEEMER COMMUNITY OF SE WIS. has 6 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.22% above tier average
- + Strong member growth: 6.7% YoY
- + Loan Growth Rate: Top 1.2% in tier
- + Efficiency Ratio: Top 3.1% in tier
- + Member Growth Rate: Top 5.1% in tier
- + Net Worth Ratio: Top 7.4% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 1.45% above tier average
- - Total Loans: Bottom 3.7% in tier
- - Average Member Relationship (AMR): Bottom 4.0% in tier
- - Total Deposits: Bottom 4.3% in tier
- - Members Per Employee (MPE): Bottom 4.3% in tier
- - Loan-to-Member Ratio (LMR): Bottom 4.4% in tier
- - Total Assets: Bottom 4.5% in tier
- - Total Members: Bottom 6.3% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
255
+6.7% YoY+2.8% QoQ
|
-2.4K |
2,676
+1.6% YoY
|
39,491
+5.5% YoY
|
33,913
+5.7% YoY
|
Bottom 6.3% in tier |
| Assets |
$816,131
+6.7% YoY+9.3% QoQ
|
$-29.4M |
$30.2M
+1.3% YoY
|
$762.9M
+12.1% YoY
|
$578.3M
+9.0% YoY
|
Bottom 4.5% in tier |
| Loans |
$157,397
+42.7% YoY+16.0% QoQ
|
$-15.1M |
$15.3M
-2.0% YoY
|
$579.7M
+11.3% YoY
|
$402.4M
+8.7% YoY
|
Bottom 3.7% in tier |
| Deposits |
$536,492
+6.7% YoY+12.4% QoQ
|
$-25.2M |
$25.8M
+0.7% YoY
|
$643.6M
+11.9% YoY
|
$494.3M
+9.1% YoY
|
Bottom 4.2% in tier |
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| ROA |
1.4%
-6.0% YoY-25.8% QoQ
|
+1.2% |
0.1%
-77.6% YoY
|
0.3%
+1.8% YoY
|
0.4%
-39.2% YoY
|
82% |
| NIM |
2.4%
-40.2% YoY-42.0% QoQ
|
-1.6% |
4.0%
+4.0% YoY
|
3.4%
+8.2% YoY
|
3.8%
+4.1% YoY
|
Bottom 7.1% in tier |
| Efficiency Ratio |
45.0%
-30.8% YoY-21.3% QoQ
|
-45.6% |
90.6%
+6.5% YoY
|
77.2%
-0.5% YoY
|
84.6%
+2.8% YoY
|
Top 3.1% in tier |
| Delinquency Rate |
3.0%
+27.6% YoY
|
+1.5 |
1.5%
+3.8% YoY
|
0.7%
-8.9% YoY
|
1.2%
+3.4% YoY
|
Bottom 11.8% in tier |
| Loan To Share |
29.3%
+33.7% YoY+3.3% QoQ
|
-29.2% |
58.5%
-3.0% YoY
|
78.6%
-0.5% YoY
|
65.6%
-1.4% YoY
|
Bottom 11.0% in tier |
| AMR |
$2,721
+6.1% YoY+10.1% QoQ
|
$-12K |
$14,884
-1.7% YoY
|
$24,071
+7.1% YoY
|
$19,920
+1.6% YoY
|
Bottom 4.0% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 21.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (12 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 0.00%
#1 of 2508
Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 3.66%
#1 of 2508
Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 12.45%
#1 of 2508
Top 0.1% in <100M tier
30
Loan Growth Rate
growth
Value:
42.68%
Peer Median: -2.36%
#30 of 2508
Top 1.2% in <100M tier
79
Efficiency Ratio
profitability
Value:
45.00%
Peer Median: 81.45%
#79 of 2508
Top 3.1% in <100M tier
130
Member Growth Rate
growth
Value:
6.69%
Peer Median: -1.37%
#130 of 2508
Top 5.1% in <100M tier
186
Net Worth Ratio
risk
Value:
27.90%
Peer Median: 14.28%
#186 of 2508
Top 7.4% in <100M tier
402
Asset Growth Rate
growth
Value:
6.73%
Peer Median: 1.30%
#402 of 2508
Top 16.0% in <100M tier
416
Deposit Growth Rate
growth
Value:
6.72%
Peer Median: 0.66%
#416 of 2508
Top 16.5% in <100M tier
461
Return on Assets (ROA)
profitability
Value:
1.37%
Peer Median: 0.61%
#461 of 2508
Top 18.3% in <100M tier
Top Weaknesses (11 metrics)
2415
Total Loans
balance_sheet
Value:
$157,397
Peer Median: $9.48M
#2415 of 2508
Bottom 3.7% in <100M tier
2408
Average Member Relationship (AMR)
engagement
Value:
$2,721
Peer Median: $13,926
#2408 of 2508
Bottom 4.0% in <100M tier
2402
Total Deposits
balance_sheet
Value:
$536,492
Peer Median: $18.77M
#2402 of 2508
Bottom 4.3% in <100M tier
2402
Members Per Employee (MPE)
engagement
Value:
63.750
Peer Median: 333.750
#2402 of 2508
Bottom 4.3% in <100M tier
2399
Loan-to-Member Ratio (LMR)
engagement
Value:
$617.24
Peer Median: $4,923
#2399 of 2508
Bottom 4.4% in <100M tier
2395
Total Assets
balance_sheet
Value:
$816,131
Peer Median: $21.86M
#2395 of 2508
Bottom 4.5% in <100M tier
2350
Total Members
engagement
Value:
255
Peer Median: 1,918
#2350 of 2508
Bottom 6.3% in <100M tier
2330
Net Interest Margin (NIM)
profitability
Value:
2.45%
Peer Median: 3.83%
#2330 of 2508
Bottom 7.1% in <100M tier
2292
Fee Income Per Member
profitability
Value:
$1.29
Peer Median: $60.42
#2292 of 2508
Bottom 8.7% in <100M tier
2230
Loan-to-Share Ratio
balance_sheet
Value:
29.34%
Peer Median: 58.72%
#2230 of 2508
Bottom 11.1% in <100M tier