BlastPoint's Credit Union Scorecard
RESPONDERS EMERGENCY SERVICES
Charter #68305 · WA
RESPONDERS EMERGENCY SERVICES demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.18% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Average Member Relationship (AMR): Top 3.8% in tier
- + Loan-to-Member Ratio (LMR): Top 3.9% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,606
-1.1% YoY-1.6% QoQ
|
-70 |
2,676
+1.6% YoY
|
67,148
+4.0% YoY
|
33,913
+5.7% YoY
|
62% |
| Assets |
$57.0M
-1.5% YoY-2.1% QoQ
|
+$26.8M |
$30.2M
+1.3% YoY
|
$1.3B
+6.8% YoY
|
$578.3M
+9.0% YoY
|
81% |
| Loans |
$32.8M
-9.2% YoY-1.9% QoQ
|
+$17.5M |
$15.3M
-2.0% YoY
|
$931.6M
+6.7% YoY
|
$402.4M
+8.7% YoY
|
Top 14.5% in tier |
| Deposits |
$47.1M
-2.6% YoY-2.6% QoQ
|
+$21.3M |
$25.8M
+0.7% YoY
|
$1.1B
+7.7% YoY
|
$494.3M
+9.1% YoY
|
80% |
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| ROA |
0.3%
+203.8% YoY-51.6% QoQ
|
+0.2% |
0.1%
-77.6% YoY
|
0.5%
+1.1% YoY
|
0.4%
-39.2% YoY
|
36% |
| NIM |
3.3%
+7.1% YoY+1.5% QoQ
|
-0.7% |
4.0%
+4.0% YoY
|
3.7%
+3.5% YoY
|
3.8%
+4.1% YoY
|
27% |
| Efficiency Ratio |
89.9%
-5.0% YoY+9.5% QoQ
|
-0.8% |
90.6%
+6.5% YoY
|
78.0%
-0.9% YoY
|
84.6%
+2.8% YoY
|
68% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
0.9%
+10.5% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
69.6%
-6.7% YoY+0.7% QoQ
|
+11.1% |
58.5%
-3.0% YoY
|
74.8%
-1.7% YoY
|
65.6%
-1.4% YoY
|
67% |
| AMR |
$30,668
-4.4% YoY-0.7% QoQ
|
+$16K |
$14,884
-1.7% YoY
|
$29,247
+2.9% YoY
|
$19,920
+1.6% YoY
|
Top 3.8% in tier |
| CD Concentration |
19.3%
+9.9% YoY+7.0% QoQ
|
-5.0% | 24.3% | 22.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 16.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)