✦ Missed CU Wrapped 2025? Read the full Year in Review →

BlastPoint's Credit Union Scorecard

ARISE COMMUNITY

Charter #68740 · MN

<100M
2508 CUs in <100M nationally 38 in MN

ARISE COMMUNITY has 6 strengths but faces 8 concerns

National Analysis

How does the industry compare?
MN Analysis

How does MN stack up?

Key Strengths

Areas where this CU excels compared to peers

  • + Strong member growth: 1440.0% YoY
  • + Deposit Growth Rate: Top 0.1% in tier
  • + AMR Growth Rate: Top 0.1% in tier
  • + Total Delinquency Rate (60+ days): Top 0.1% in tier
  • + Net Worth Ratio: Top 0.1% in tier
  • + Member Growth Rate: Top 0.2% in tier

Key Concerns

Areas that may need attention

  • - ROA 54.48% below tier average
  • - Efficiency ratio 2017.52% above tier (higher cost structure)
  • - Loan Growth Rate: Bottom 0.0% in tier
  • - Total Loans: Bottom 0.5% in tier
  • - Loan-to-Share Ratio: Bottom 0.5% in tier
  • - Loan-to-Member Ratio (LMR): Bottom 0.5% in tier
  • - Total Members: Bottom 0.7% in tier
  • - Total Deposits: Bottom 1.1% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (MN) National Avg Tier Percentile
Members 77
+1440.0% YoY-3.8% QoQ
 -2.6K 2,676
+1.6% YoY
 22,507
-13.7% YoY
 33,913
+5.7% YoY
 Bottom 0.7% in tier
Assets $1.0M
-4.5% YoY-2.4% QoQ
 $-29.2M $30.2M
+1.3% YoY
 $434.0M
-15.1% YoY
 $578.3M
+9.0% YoY
 Bottom 5.5% in tier
Loans $413.0 $-15.3M $15.3M
-2.0% YoY
 $293.6M
-17.5% YoY
 $402.4M
+8.7% YoY
 Bottom 0.4% in tier
Deposits $145,534
+264507.3% YoY+384.0% QoQ
 $-25.6M $25.8M
+0.7% YoY
 $364.1M
-13.5% YoY
 $494.3M
+9.1% YoY
 Bottom 1.0% in tier

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA -54.3%
+292.0% YoY+672.5% QoQ
 -54.5% 0.1%
-77.6% YoY
 0.2%
-92.6% YoY
 0.4%
-39.2% YoY
 Bottom 0.1% in tier
NIM 2.6%
+39.6% YoY-4.3% QoQ
 -1.4% 4.0%
+4.0% YoY
 3.7%
+5.4% YoY
 3.8%
+4.1% YoY
 Bottom 9.8% in tier
Efficiency Ratio 2108.2%
+990.8% YoY+1603.1% QoQ
 +2017.5% 90.6%
+6.5% YoY
 102.0%
+29.5% YoY
 84.6%
+2.8% YoY
 Bottom 0.5% in tier
Delinquency Rate 0.0% -1.5 1.5%
+3.8% YoY
 0.8%
-5.2% YoY
 1.2%
+3.4% YoY
 Top 0.1% in tier
Loan To Share 0.3% -58.2% 58.5%
-3.0% YoY
 73.2%
-2.1% YoY
 65.6%
-1.4% YoY
 Bottom 0.4% in tier
AMR $1,895
+17131.1% YoY+404.3% QoQ
 $-13K $14,884
-1.7% YoY
 $24,012
+4.3% YoY
 $19,920
+1.6% YoY
 Bottom 2.6% in tier
CD Concentration 5.6%
-77.5% QoQ
 -18.7% 24.3% 22.6% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 6.4% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (8 metrics)

1
Deposit Growth Rate
growth
Value: 264507.27%
Peer Median: 0.66%
#1 of 2508 Top 0.1% in <100M tier
1
AMR Growth Rate
growth
Value: 17131.05%
Peer Median: 1.27%
#1 of 2508 Top 0.1% in <100M tier
1
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.65%
#1 of 2508 Top 0.1% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
4
Net Worth Ratio
risk
Value: 85.51%
Peer Median: 14.28%
#4 of 2508 Top 0.1% in <100M tier
5
Member Growth Rate
growth
Value: 1440.00%
Peer Median: -1.37%
#5 of 2508 Top 0.2% in <100M tier
510
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.07%
#510 of 2508 Top 20.3% in <100M tier

Top Weaknesses (14 metrics)

2508
Loan Growth Rate
growth
Value: -
Peer Median: -2.36%
#2508 of 2508 Bottom 0.1% in <100M tier
2505
Return on Assets (ROA)
profitability
Value: -54.33%
Peer Median: 0.61%
#2505 of 2508 Bottom 0.2% in <100M tier
2497
Efficiency Ratio
profitability
Value: 2108.15%
Peer Median: 81.45%
#2497 of 2508 Bottom 0.5% in <100M tier
2497
Total Loans
balance_sheet
Value: $413.00
Peer Median: $9.48M
#2497 of 2508 Bottom 0.5% in <100M tier
2497
Loan-to-Share Ratio
balance_sheet
Value: 0.28%
Peer Median: 58.72%
#2497 of 2508 Bottom 0.5% in <100M tier
2497
Loan-to-Member Ratio (LMR)
engagement
Value: $5.36
Peer Median: $4,923
#2497 of 2508 Bottom 0.5% in <100M tier
2491
Total Members
engagement
Value: 77
Peer Median: 1,918
#2491 of 2508 Bottom 0.7% in <100M tier
2482
Total Deposits
balance_sheet
Value: $145,534
Peer Median: $18.77M
#2482 of 2508 Bottom 1.1% in <100M tier
2444
Average Member Relationship (AMR)
engagement
Value: $1,895
Peer Median: $13,926
#2444 of 2508 Bottom 2.6% in <100M tier
2424
Members Per Employee (MPE)
engagement
Value: 25.667
Peer Median: 333.750
#2424 of 2508 Bottom 3.4% in <100M tier
Link copied to clipboard!