BlastPoint's Credit Union Scorecard
ARISE COMMUNITY
Charter #68740 · MN
ARISE COMMUNITY has 8 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 56.36% above tier average
- + Strong member growth: 251.7% YoY
- + Loan Growth Rate: Top 0.1% in tier
- + Deposit Growth Rate: Top 0.1% in tier
- + AMR Growth Rate: Top 0.1% in tier
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Member Growth Rate: Top 0.2% in tier
- + Net Worth Ratio: Top 0.2% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 2041.97% above tier (higher cost structure)
- - Asset Growth Rate: Bottom 0.7% in tier
- - Total Loans: Bottom 1.1% in tier
- - Total Members: Bottom 1.4% in tier
- - Total Deposits: Bottom 1.4% in tier
- - Loan-to-Member Ratio (LMR): Bottom 1.4% in tier
- - Loan-to-Share Ratio: Bottom 1.8% in tier
- - Average Member Relationship (AMR): Bottom 2.2% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 37 that size in Minnesota.
- Shares and deposits +355528.6% year over year ($174K in shares and deposits).
- Membership: 102 members, +251.7% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 57.85%.
- Efficiency ratio 2130.73% vs a 88.77% peer average.
- Loan-to-share ratio 9.21% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
102
+251.7% YoY+32.5% QoQ
|
-2.5K |
2,585
-1.7% YoY
|
22,911
-12.6% YoY
|
34,678
+6.6% YoY
|
Bottom 1.3% in tier |
| Assets |
$908,010
-25.0% YoY-10.7% QoQ
|
$-29.4M |
$30.3M
+1.5% YoY
|
$439.2M
-13.6% YoY
|
$593.1M
+10.2% YoY
|
Bottom 4.6% in tier |
| Loans |
$16,047
+320840.0% YoY+3785.5% QoQ
|
$-15.4M |
$15.5M
-1.7% YoY
|
$304.0M
-16.2% YoY
|
$418.6M
+10.1% YoY
|
Bottom 1.0% in tier |
| Deposits |
$174,258
+355528.6% YoY+19.7% QoQ
|
$-25.6M |
$25.8M
+1.1% YoY
|
$366.9M
-12.4% YoY
|
$504.8M
+10.3% YoY
|
Bottom 1.4% in tier |
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| ROA |
57.8%
+198.8% YoY-206.5% QoQ
|
+56.4% |
1.5%
+241.5% YoY
|
1.8%
-6.5% YoY
|
1.2%
+121.4% YoY
|
Top 0.2% in tier |
| NIM |
2.7%
+19.5% YoY+2.5% QoQ
|
-1.2% |
3.9%
+0.9% YoY
|
3.8%
+5.6% YoY
|
3.8%
+2.3% YoY
|
Bottom 10.0% in tier |
| Efficiency Ratio |
2130.7%
+3281.1% YoY+1.1% QoQ
|
+2042.0% |
88.8%
-6.9% YoY
|
101.1%
+34.5% YoY
|
83.0%
-5.3% YoY
|
Bottom 0.2% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
1.0%
+6.0% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
9.2%
-9.8% YoY+3145.0% QoQ
|
-49.7% |
58.9%
-3.1% YoY
|
75.4%
-1.3% YoY
|
66.4%
-1.4% YoY
|
Bottom 1.7% in tier |
| AMR |
$1,866
+100096.9% YoY-1.6% QoQ
|
$-13K |
$14,963
-6.8% YoY
|
$23,990
+3.7% YoY
|
$20,028
-0.9% YoY
|
Bottom 2.1% in tier |
| CD Concentration |
53.4%
+855.6% QoQ
|
+28.8% | 24.6% | 21.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)