TIPPECANOE
Charter #8654 | IN
<100M
(2596 CUs)
Micro
($0-$500M)
82 <100M in IN
TIPPECANOE has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.20% above tier average
- + Net Interest Margin 0.49% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Net Charge-Off Rate: Bottom 5.6% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,298
-0.2% YoY+0.2% QoQ
|
-1.3K |
2,625
-2.2% YoY
|
22,637
+3.1% YoY
|
33,089
+6.1% YoY
|
36th in tier |
| Assets |
$14.8M
+3.4% YoY+1.9% QoQ
|
$-15.0M |
$29.9M
+1.1% YoY
|
$383.9M
+8.8% YoY
|
$547.7M
+7.8% YoY
|
41st in tier |
| Loans |
$6.4M
-7.0% YoY-1.3% QoQ
|
$-9.3M |
$15.8M
-2.4% YoY
|
$276.9M
+7.4% YoY
|
$388.7M
+8.6% YoY
|
40th in tier |
| Deposits |
$12.9M
+3.0% YoY+1.6% QoQ
|
$-12.6M |
$25.5M
+0.4% YoY
|
$323.0M
+10.5% YoY
|
$464.6M
+9.3% YoY
|
42nd in tier |
| ROA |
0.9%
+78.2% YoY+164.6% QoQ
|
+0.2% |
0.7%
-731.4% YoY
|
0.9%
+24.5% YoY
|
0.7%
+273.4% YoY
|
56th in tier |
| NIM |
4.4%
+18.7% YoY+1.6% QoQ
|
+0.5% |
3.9%
+3.8% YoY
|
3.8%
+8.0% YoY
|
3.7%
+5.0% YoY
|
71st in tier |
| Efficiency Ratio |
63.6%
-8.7% YoY-1.5% QoQ
|
-17.8% |
81.4%
-2.4% YoY
|
77.7%
-3.5% YoY
|
79.1%
-3.3% YoY
|
Bottom 19.2% in tier |
| Delinquency Rate |
1.2%
-24.5% YoY+0.8% QoQ
|
-0.3 |
1.5%
-2.0% YoY
|
1.3%
+19.3% YoY
|
1.2%
-0.9% YoY
|
67th in tier |
| Loan To Share |
50.0%
-9.7% YoY-2.8% QoQ
|
-11.3% |
61.2%
-3.0% YoY
|
69.6%
-2.1% YoY
|
68.0%
-1.7% YoY
|
32nd in tier |
| AMR |
$14,891
-0.4% YoY+0.5% QoQ
|
+$264 |
$14,627
-2.7% YoY
|
$18,326
+4.3% YoY
|
$19,418
+1.3% YoY
|
57th in tier |
| CD Concentration | 0.0% | -24.4% |
24.4%
+4.2% YoY
|
19.0%
+9.9% YoY
|
19.6%
+6.2% YoY
|
50th in tier |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.8% YoY
|
11.0%
-3.5% YoY
|
7.9%
-2.9% YoY
|
50th in tier |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (5 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: 2.84%
#1 of 2596
Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: 14.49%
#1 of 2596
Top 0.0% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: 15.37%
#1 of 2596
Top 0.0% in <100M tier
499
Efficiency Ratio
profitability
Value:
63.64%
Peer Avg: 81.39%
#499 of 2596
Top 19.2% in <100M tier
597
Members Per Employee (MPE)
engagement
Value:
432.667
Peer Avg: 365.701
#597 of 2596
Top 23.0% in <100M tier
Top Weaknesses (1 metrics)
2452
Net Charge-Off Rate
risk
Value:
2.02%
Peer Avg: 0.57%
#2452 of 2596
Bottom 5.6% in <100M tier