BlastPoint's Credit Union Scorecard
METRO COMMUNITY
Charter #8791 · WV
METRO COMMUNITY demonstrates 2 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.65% above tier average
- + Net Interest Margin 1.80% above tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,643
-0.1% YoY+0.9% QoQ
|
+2.0K |
2,676
+1.6% YoY
|
5,081
-0.5% YoY
|
33,913
+5.7% YoY
|
84% |
| Assets |
$51.1M
+7.7% YoY+5.4% QoQ
|
+$20.9M |
$30.2M
+1.3% YoY
|
$71.0M
+4.1% YoY
|
$578.3M
+9.0% YoY
|
78% |
| Loans |
$26.7M
-4.0% YoY-1.4% QoQ
|
+$11.4M |
$15.3M
-2.0% YoY
|
$37.7M
-0.4% YoY
|
$402.4M
+8.7% YoY
|
80% |
| Deposits |
$45.8M
+7.2% YoY+5.3% QoQ
|
+$20.0M |
$25.8M
+0.7% YoY
|
$60.8M
+3.5% YoY
|
$494.3M
+9.1% YoY
|
79% |
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| ROA |
0.8%
+13.2% YoY-2.4% QoQ
|
+0.6% |
0.1%
-77.6% YoY
|
0.8%
-6.9% YoY
|
0.4%
-39.2% YoY
|
59% |
| NIM |
5.8%
+16.5% YoY+13.4% QoQ
|
+1.8% |
4.0%
+4.0% YoY
|
4.0%
+3.8% YoY
|
3.8%
+4.1% YoY
|
Top 4.6% in tier |
| Efficiency Ratio |
80.3%
-3.2% YoY+3.2% QoQ
|
-10.3% |
90.6%
+6.5% YoY
|
76.6%
+1.6% YoY
|
84.6%
+2.8% YoY
|
47% |
| Delinquency Rate |
1.5%
+45.7% YoY-50.2% QoQ
|
+0.0 |
1.5%
+3.8% YoY
|
1.3%
-25.1% YoY
|
1.2%
+3.4% YoY
|
74% |
| Loan To Share |
58.3%
-10.4% YoY-6.4% QoQ
|
-0.2% |
58.5%
-3.0% YoY
|
57.8%
-4.2% YoY
|
65.6%
-1.4% YoY
|
50% |
| AMR |
$15,608
+2.9% YoY+1.8% QoQ
|
+$724 |
$14,884
-1.7% YoY
|
$14,840
-0.3% YoY
|
$19,920
+1.6% YoY
|
59% |
| CD Concentration |
9.7%
+12.5% YoY-1.0% QoQ
|
-14.6% | 24.3% | 15.9% | 19.8% | 50% |
| Indirect Auto % |
4.9%
-28.2% YoY-8.5% QoQ
|
-8.9% | 13.8% | 2.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)