BlastPoint's Credit Union Scorecard
TAPPAN COMMUNITY CREDIT UNION, INC.
Charter #96796 · OH
TAPPAN COMMUNITY CREDIT UNION, INC. has 2 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.39% above tier average
- + Net Worth Ratio: Top 4.9% in tier
Key Concerns
Areas that may need attention
- - ROA 1.95% below tier average
- - Efficiency ratio 11.20% above tier (higher cost structure)
- - Member decline: -5.1% YoY
- - Net Charge-Off Rate: Bottom 2.0% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
769
-5.1% YoY-1.3% QoQ
|
-1.9K |
2,676
+1.6% YoY
|
16,936
+6.2% YoY
|
33,913
+5.7% YoY
|
22% |
| Assets |
$8.1M
-3.6% YoY+0.5% QoQ
|
$-22.1M |
$30.2M
+1.3% YoY
|
$257.9M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
27% |
| Loans |
$4.3M
-2.2% YoY-3.4% QoQ
|
$-11.0M |
$15.3M
-2.0% YoY
|
$174.2M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
31% |
| Deposits |
$5.5M
-5.2% YoY+1.4% QoQ
|
$-20.3M |
$25.8M
+0.7% YoY
|
$221.5M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
25% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-1.8%
-657.4% YoY-904.4% QoQ
|
-2.0% |
0.1%
-77.6% YoY
|
0.6%
+16.1% YoY
|
0.4%
-39.2% YoY
|
Bottom 5.3% in tier |
| NIM |
4.4%
+1.2% YoY-2.5% QoQ
|
+0.4% |
4.0%
+4.0% YoY
|
3.7%
+1.7% YoY
|
3.8%
+4.1% YoY
|
74% |
| Efficiency Ratio |
101.8%
+12.5% YoY+21.9% QoQ
|
+11.2% |
90.6%
+6.5% YoY
|
82.0%
-2.0% YoY
|
84.6%
+2.8% YoY
|
Bottom 14.1% in tier |
| Delinquency Rate |
0.6%
+75.3% YoY-73.0% QoQ
|
-0.9 |
1.5%
+3.8% YoY
|
1.4%
+35.7% YoY
|
1.2%
+3.4% YoY
|
48% |
| Loan To Share |
77.3%
+3.1% YoY-4.7% QoQ
|
+18.7% |
58.5%
-3.0% YoY
|
61.3%
-2.1% YoY
|
65.6%
-1.4% YoY
|
78% |
| AMR |
$12,734
+1.2% YoY+0.5% QoQ
|
$-2K |
$14,884
-1.7% YoY
|
$17,686
+5.3% YoY
|
$19,920
+1.6% YoY
|
43% |
| CD Concentration | 0.0% | -24.3% | 24.3% | 19.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)