KNOXVILLE FIREFIGHTERS
Charter #9873 | TN
<100M
(2596 CUs)
Micro
($0-$500M)
88 <100M in TN
KNOXVILLE FIREFIGHTERS has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.13% above tier average
- + Strong member growth: 8.1% YoY
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Member Growth Rate: Top 4.2% in tier
- + Loan-to-Member Ratio (LMR): Top 5.9% in tier
- + Average Member Relationship (AMR): Top 6.1% in tier
Key Concerns
Areas that may need attention
- - AMR Growth Rate: Bottom 5.9% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,824
+8.1% YoY-1.9% QoQ
|
-801 |
2,625
-2.2% YoY
|
21,139
+4.9% YoY
|
33,089
+6.1% YoY
|
47th in tier |
| Assets |
$36.0M
-1.0% YoY+1.8% QoQ
|
+$6.2M |
$29.9M
+1.1% YoY
|
$362.5M
+9.5% YoY
|
$547.7M
+7.8% YoY
|
66th in tier |
| Loans |
$20.4M
-6.6% YoY-2.0% QoQ
|
+$4.6M |
$15.8M
-2.4% YoY
|
$271.1M
+9.1% YoY
|
$388.7M
+8.6% YoY
|
70th in tier |
| Deposits |
$29.0M
-3.6% YoY+1.5% QoQ
|
+$3.6M |
$25.5M
+0.4% YoY
|
$303.0M
+8.7% YoY
|
$464.6M
+9.3% YoY
|
64th in tier |
| ROA |
1.8%
+6.1% YoY+1.9% QoQ
|
+1.1% |
0.7%
-731.4% YoY
|
0.8%
+4.1% YoY
|
0.7%
+273.4% YoY
|
Top 12.6% in tier |
| NIM |
3.9%
+7.7% YoY+1.2% QoQ
|
-0.0% |
3.9%
+3.8% YoY
|
3.8%
+5.1% YoY
|
3.7%
+5.0% YoY
|
51st in tier |
| Efficiency Ratio |
56.5%
-1.5% YoY+1.4% QoQ
|
-24.9% |
81.4%
-2.4% YoY
|
75.4%
-1.8% YoY
|
79.1%
-3.3% YoY
|
Bottom 10.6% in tier |
| Delinquency Rate |
0.4%
+208.5% YoY+658.2% QoQ
|
-1.2 |
1.5%
-2.0% YoY
|
1.1%
+8.5% YoY
|
1.2%
-0.9% YoY
|
35th in tier |
| Loan To Share |
70.2%
-3.2% YoY-3.5% QoQ
|
+9.0% |
61.2%
-3.0% YoY
|
70.4%
-2.4% YoY
|
68.0%
-1.7% YoY
|
63rd in tier |
| AMR |
$27,076
-11.9% YoY+1.9% QoQ
|
+$12K |
$14,627
-2.7% YoY
|
$18,470
+2.4% YoY
|
$19,418
+1.3% YoY
|
Top 6.1% in tier |
| CD Concentration |
3.9%
+3.9% YoY-3.6% QoQ
|
-20.5% |
24.4%
+4.2% YoY
|
22.3%
+6.6% YoY
|
19.6%
+6.2% YoY
|
50th in tier |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.8% YoY
|
6.9%
+1.1% YoY
|
7.9%
-2.9% YoY
|
50th in tier |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (6 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: 2.84%
#1 of 2596
Top 0.0% in <100M tier
111
Member Growth Rate
growth
Value:
8.06%
Peer Avg: 14.92%
#111 of 2596
Top 4.2% in <100M tier
154
Loan-to-Member Ratio (LMR)
engagement
Value:
$11,170
Peer Avg: $5,488
#154 of 2596
Top 5.9% in <100M tier
159
Average Member Relationship (AMR)
engagement
Value:
$27,076
Peer Avg: $14,627
#159 of 2596
Top 6.1% in <100M tier
275
Efficiency Ratio
profitability
Value:
56.49%
Peer Avg: 81.39%
#275 of 2596
Top 10.6% in <100M tier
328
Return on Assets (ROA)
profitability
Value:
1.82%
Peer Avg: 0.68%
#328 of 2596
Top 12.6% in <100M tier
Top Weaknesses (3 metrics)
2444
AMR Growth Rate
growth
Value:
-11.94%
Peer Avg: 4.67%
#2444 of 2596
Bottom 5.9% in <100M tier
2046
First Mortgage Concentration (%)
balance_sheet
Value:
29.21%
Peer Avg: 14.49%
#2046 of 2596
Bottom 21.2% in <100M tier
1983
Deposit Growth Rate
growth
Value:
-3.56%
Peer Avg: 16.80%
#1983 of 2596
Bottom 23.7% in <100M tier